118 Harbor Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 118 Harbor Dr, Tavernier, FL 33070 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,110 sqft · built 1972
Lot Size	0.185 acres (8,050 sqft)
Owner	Company Name on File
Last Sale	$1,300,000 (Jun 2021)
Tax Bill	$12,388 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00436440-000000`

Property Details

APN / Parcel Number

Primary APN	`00436440-000000`
Alternative APNs	`04633800436440000000` `1534226`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,110 sqft Living Area
Gross Area	2,947 sqft
1st Floor Area	1,593 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Geodesic/Dome
Roof Material	Concrete
Lot Area	8,050 sqft (0.185 acres)
Lot Dimensions	115 ft deep x 70 ft wide
View / Lot	Canal
Garage Type	Attached
Garage Area	837 sqft

Exterior Amenities

Pool Area	370 sqft
Porch	Slab
Porch Area	1,012 sqft
Deck Area	700 sqft
Patio Area	1,196 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1534226
Street Address	118 HARBOR DR
City	TAVERNIER
State	FL
Zip	33070-2350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 4 LT 16 TROPICAL ATLANTIC SHORES PLANTATION KEY PB4-97 OR467-488/90 OR1022-2377 OR1252-802/03 OR1281-2318/19 OR1437-1343/44 OR2763-51 OR3105-0290
Legal Range	38E
Legal Township	63S
Legal Section	04
Legal Subdivision	TROPICAL ATLANTIC SHORES
Legal Block	4
Legal Lot Number	16
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3004
Census Tract	970800

Owner

Source: Monroe County records · APN 00436440-000000

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	118 HARBOR DR, TAVERNIER, FL 33070-2350
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Prior Sale	Jan 03, 1997 · Amount on Record
Deed Document Number	20212324965
Deed Book / Page	3105 / 290
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 14, 2021
Property Address	118 HARBOR DR, TAVERNIER, FL 33070-2350
Document Number	0031050290
Book / Page	3105 / 290
Map Reference	MB 4 PG 97
Instrument Date	Jun 10, 2021
Instrument	2324965
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	NOVAS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 149, TAVERNIER, FL 33070-0149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 HARBOR DR, TAVERNIER, FL 33070-2350

Mortgage

Document Number	3105292
Date	Jun 14, 2021
Instrument	3105/292

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,388.00 (+3.41%) Homeowner's exemption	$1,320,161 (+5.99%)	$1,677,359 (+10.32%) Land $1,195,425 Building $481,934
2024	$11,979.00 (+0.7%)
2023	$11,896.00 (+1.9%) Homeowner's exemption	$1,245,589 (+3%)	$1,520,421 (+25.42%) Land $1,058,575 Building $461,846
2022	$11,674.00 Homeowner's exemption	$1,209,310	$1,212,222 Land $764,750 Building $447,472

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.