103 Harbor Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 103 Harbor Dr, Tavernier, FL 33070 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1989
Square Footage1,112 sqft Living Area
Lot Size30,067 sqft (0.69 acres)
GarageCarport
Last Sale$563,700 (2013)
Tax Bill$13,777.00 (2024)

Property Details

APN / Parcel Number

Primary APN00436680-000000
Alternative APNs
  • 04633800436680000000
  • 1534480

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,112 sqft Living Area
1st Floor1,112 sqft 1st Floor
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1989
Exterior MaterialOther Exterior
Foundation TypePile Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialShingle Roof
Lot Area30,067 sqft (0.69 acres)
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

Pool TypePublic/Municipal/Commercial Pool Type
Patio Area14,844 sqft Patio
PorchOpen Porch
Porch Area987 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1534480
Old Parcel Number04633800436680000000
Street Address103 HARBOR DR
CityTAVERNIER
StateFL
Zip33070
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTRACT B TROPICAL ATLANTIC SHORES PLANTATION KEY PB4-97 OR354-492 OR687-693 OR812-1261 OR848-2195 OR959-100/101 OR1037-1365
Legal Range38E
Legal Township63S
Legal Section04
Legal SubdivisionTROPICAL ATLANTIC SHORES
Legal TractB
JurisdictionMONROE FL
Minor Civil DivisionUPPER KEYS
Census Blockgroup3
Census Block3004
Census Tract970800

Owner

Source: Monroe County records · APN 00436680-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address90311 OLD HWY, TAVERNIER, FL 33070-2367
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2018Loan Modification, Mortgage · Line of Credit
MARTIN G LANE
Jun 14, 2017Loan Modification, Mortgage
MARTIN G JR LANE
May 19, 2017Loan Modification, Mortgage
MARTIN G JR LANE
Jan 13, 2017Loan Modification, Mortgage
MARTIN G JR LANE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 23, 2013 · Amount on Record
Deed SaleMay 23, 2013 · Amount on Record
Deed Doc Number1934465
Deed Book / Page2630 / 0755
Record RefreshedJun 08, 2026

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Recording DateApr 19, 2018
Property Address103 HARBOR DR, TAVERNIER, FL 33070
Document Number0029020569
Book / Page002902 / 000569
Instrument DateApr 18, 2018
Instrument2165096
Transaction TypeMortgage
Record UpdatedMay 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1299 ISLAMORADA FL 330361299, ISLAMORADA, FL 33036-1299

Mortgage

Document Number29020569
DateApr 19, 2018
Book Page002902/000569
Instrument2165096
Lender
NameMARTIN G LANE
Address175 8TH AVE S, NAPLES, FL 34102-6838
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueApr 18, 2021
Interest
Rate TypeAdjustable Rate
Rate5%

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address103 HARBOR DR, TAVERNIER, FL 33070
Document Number0028600783
Book / Page002860 / 000783
Instrument DateJun 14, 2017
Transaction TypeMortgage
Record UpdatedJun 28, 2017
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1299 ISLAMORADA FL 330361299, ISLAMORADA, FL 33036-1299

Mortgage

Document Number0028600783
DateJun 19, 2017
Book Page002860/000783
Instrument2127834
Lender
NameMARTIN G JR LANE
Address175 8TH AVE S, NAPLES, FL 34102-6838
Agreement
AmountAmount Recorded
Term60 Months
DueJun 18, 2022
Interest
Rate TypeFixed Rate
Rate5%

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address103 HARBOR DR, TAVERNIER, FL 33070
Document Number0028551916
Book / Page002855 / 001916
Instrument DateMay 19, 2017
Transaction TypeMortgage
Record UpdatedJun 19, 2017
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1299 ISLAMORADA FL 330361299, ISLAMORADA, FL 33036-1299

Mortgage

Document Number0028551916
DateMay 22, 2017
Book Page002855/001916
Instrument2124201
Lender
NameMARTIN G JR LANE
Address6050 LYTERS LN, HARRISBURG, PA 17111-4620
Agreement
AmountAmount Recorded
Term60 Months
DueMay 21, 2022
Interest
Rate TypeFixed Rate
Rate5%

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address103 HARBOR DR, TAVERNIER, FL 33070
Document Number0028360309
Book / Page002836 / 000309
Instrument DateJan 13, 2017
Transaction TypeMortgage
Record UpdatedFeb 28, 2017
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1299 ISLAMORADA FL 330361299, ISLAMORADA, FL 33036-1299

Mortgage

Document Number0028360309
DateJan 23, 2017
Book Page002836/000309
Instrument2107876
Lender
NameMARTIN G JR LANE
Address175 8TH AVE S, NAPLES, FL 34102-6838
Agreement
AmountAmount Recorded
Term60 Months
DueJan 22, 2022
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,138,821 (-2.41%) Land $1,864,331 Building $274,490$2,138,821 (-2.41%) Land $1,864,331 Building $274,490
2024$13,777.00 (+0.35%)
2023$13,729.00 (+26.82%)$2,191,641 (+62.18%) Land $1,954,225 Building $237,416$2,191,641 (+62.18%) Land $1,954,225 Building $237,416
2022$10,826.00$1,351,324 Land $1,113,908 Building $237,416$1,351,324 Land $1,113,908 Building $237,416

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Harbor Dr

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