106 Charleston Ln, Frederick, MD 21702 Property Records

Frederick County property record for 106 Charleston Ln, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	3 ba · 1,548 sqft · built 1990
Lot Size	0.051 acres (2,198 sqft)
Owner	2 Individual Names on File
Last Sale	$213,000 (Jul 2019)
Tax Bill	$4,410 (2025)
Deeds & Mortgages	Jul 2019 Sale Mar 2019 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`02-157322`

Property Details

APN / Parcel Number

Primary APN	`02-157322`
Alternative APNs	`2157322` `157322`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,198 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,198 sqft (0.051 acres)
Garage Type	Carport
Garage Area	162 sqft
Carport	Carport
Carport Area	162 sqft
Porch	Open Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	157322
Street Address	106 CHARLESTON LN
City	FREDERICK
State	MD
Zip	21702-4079
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 240 SEC 2 PLAT 2 2,198 SQ FT WATERFORD
Legal Subdivision	WATERFORD
Legal Lot Number	240
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2010
Census Tract	750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	106 CHARLESTON LN, FREDERICK, MD 21702-4079
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Grant Deed, Transfer CLEAR TITLE
Mar 1, 2019	Grant Deed, Transfer ATTORNEY ONLY
Dec 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	Jul 21, 2005 · Amount on File
Deed Book / Page	13092 / 403
Prior Transfer Date	Feb 22, 2019
Prior Transfer Doc	0128530304
Record Updated	Oct 29, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 19, 2019
Property Address	106 CHARLESTON LN, FREDERICK, MD 21702-4079
Document Number	0130920403
Book / Page	013092 / 000403
Instrument Date	Jul 5, 2019
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	CLEAR TITLE

Transaction

Amount	Amount on Record
Tax	$213.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	106 CHARLESTON LN FREDERICK MD 217024079, FREDERICK, MD 21702-4079

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 1, 2019
Property Address	106 CHARLESTON LN, FREDERICK, MD 21702-4079
Document Number	0128530304
Book / Page	012853 / 000304
Instrument Date	Feb 22, 2019
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	106 CHARLESTON LN FREDERICK MD 217024079, FREDERICK, MD 21702-4079

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 17, 2018
Property Address	106 CHARLESTON LN, FREDERICK, MD 21702-4079
Document Number	0127580490
Book / Page	012758 / 000490
Instrument Date	Nov 20, 2018
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 CHARLESTON LN FREDERICK MD 217024079, FREDERICK, MD 21702-4079

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	106 CHARLESTON LN, FREDERICK, MD 21702-4079
Document Number	0125300048
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CHARLESTON LN FREDERICK MD 217024079, FREDERICK, MD 21702-4079

Mortgage

Document Number	0125300048
Date	Jul 24, 2018
Book Page	012530/000048

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,167 (+0.79%)	$280,500 (+2.37%) Land $75,000 Building $205,500
2025	$4,410.00 (+4.83%) Homeowner's exemption	$274,000 (+20.7%) Land $75,000 Building $199,000	$274,000 (-) Land $75,000 Building $199,000
2024	$4,207.00 (+7.21%)
2023	$3,924.00 Homeowner's exemption	$227,000	$274,000 Land $75,000 Building $199,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2015–2019)
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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