1. Home
  2. Maryland
  3. Frederick County
  4. Frederick
  5. Charleston Ln

107 Charleston Ln, Frederick, MD 21702 Property Records

Frederick County property record for 107 Charleston Ln, Frederick, MD 21702

Property Summary

Property TypeTownhouse
Details2 ba · 1,309 sqft · built 1989
Lot Size0.047 acres (2,041 sqft)
Owner2 Individual Names on File
Last Sale$286,000 (Aug 2023)
Tax Bill$4,726 (2025)
Deeds & MortgagesAug 2023 Sale
Flood ZoneZone X (moderate risk)
APN02-157268

Property Details

APN / Parcel Number

Primary APN02-157268
Alternative APNs
  • 2157268
  • 157268

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,309 sqft Living Area
1st Floor Area984 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,041 sqft (0.047 acres)
Garage TypeCarport
Garage Area162 sqft
CarportCarport
Carport Area162 sqft
PorchOpen Porch
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number157268
Street Address107 CHARLESTON LN
CityFREDERICK
StateMD
Zip21702-4082
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePND
Legal DescriptionLOT 220 SEC 2 PLAT 2 2,041 SQ FT WATERFORD
Legal SubdivisionWATERFORD
Legal Lot Number220
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2005
Census Tract750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

107 Charleston Ln, a townhouse, is owned by two individuals who bought it in August 2023.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address2003 CHAPEL CT, FREDERICK, MD 21702-2624
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2023 · Amount on File
Deed SaleAug 18, 2023 · Amount on File
Prior SaleOct 7, 2009 · Amount on File
Deed Book / Page16565 / 245
Record UpdatedOct 29, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 18, 2023
Property Address107 CHARLESTON LN, FREDERICK, MD 21702-4082
Document Number0165650245
Book / Page16565 / 245
Map ReferenceMB 40 PL 66
Instrument DateJul 28, 2023
Transaction TypeTransfer
Record UpdatedAug 31, 2023
Title CompanyUNLIMITED TITLE SERVICES LLC, UNITED TITLE SERVICE LLC

Transaction

AmountAmount on Record
Tax$1,430.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address27 S MAIN ST, SMITHSBURG, MD 21783

Tax Assessment & Valuation

The 2025 property tax bill for 107 Charleston Ln was $4,726.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,033 (+0.76%)$259,900 (+2.28%) Land $75,000 Building $184,900
2025$4,726.00$254,100 Land $75,000 Building $179,100$254,100 Land $75,000 Building $179,100
2023$3,884.00$211,167$254,100 Land $75,000 Building $179,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Charleston Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2015–2019)
Most Recent ClaimJul 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 107 Charleston Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 2,000
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Charleston Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures