101 Charleston Ln, Frederick, MD 21702 Property Records

Frederick County property record for 101 Charleston Ln, Frederick, MD 21702 · Last verified April 2026

Property Summary

Property Type	Townhouse
Details	3 ba · 1,654 sqft · built 1989
Lot Size	0.069 acres (3,009 sqft)
Owner	2 Individual Names on File
Last Sale	$321,100 (Feb 2023)
Tax Bill	$4,797 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage May 2021 Sale + 5 more
Flood Zone	Zone X (moderate risk)
APN	`02-157225`

Property Details

APN / Parcel Number

Primary APN	`02-157225`
Alternative APNs	`2157225` `157225`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,241 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,009 sqft (0.069 acres)
Garage Type	Carport
Garage Area	162 sqft
Carport	Carport
Carport Area	162 sqft
Porch	Open Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	157225
Street Address	101 CHARLESTON LN
City	FREDERICK
State	MD
Zip	21702-4082
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 217 SECT 2 PLAT 2 3,009 SQ FT WATERFORD
Legal Subdivision	WATERFORD
Legal Lot Number	217
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2005
Census Tract	750504

Owner

Source: Frederick County records · APN 02-157225

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	101 CHARLESTON LN, FREDERICK, MD 21702-4082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
May 03, 2021	Special Warranty Deed, Transfer FIRST AMERICAN TITLE INS CO
May 29, 2019	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jan 07, 2020	Deed of Trust, Mortgage · Line of Credit NYMEO FCU
Apr 09, 2018	Quit Claim Deed, Transfer FIRST CLASS TITLE AGENCY
Sep 06, 2017	Grant Deed, Transfer FIRST CLASS TITLE AGENCY
May 30, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 15, 2023 · Amount on Record
Deed Sale	Feb 15, 2023 · Amount on Record
Prior Sale	May 03, 2021 · Amount on Record
Prior Transfer Date	Feb 24, 2006
Prior Transfer Doc	0058870154
Record Updated	Jun 08, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 15, 2023
Property Address	101 CHARLESTON LN, FREDERICK, MD 21702-4082
Document Number	0163320001
Book / Page	16332 / 1
Map Reference	MB 40 PL 66
Instrument Date	Feb 03, 2023
Transaction Type	Transfer
Record Updated	Mar 03, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,605.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 CHARLESTON LN, FREDERICK, MD 21702-4082

Mortgage

Document Number	0000163327
Date	Feb 15, 2023
Instrument	16332/7

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	May 03, 2021
Property Address	101 CHARLESTON LN, FREDERICK, MD 21702-4082
Document Number	0148330196
Book / Page	14833 / 196
Map Reference	MB 40 PL 66
Instrument Date	Apr 05, 2021
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7429 RIMROCK CT, NEW MARKET, MD 21774-6675

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	101 CHARLESTON LN, FREDERICK, MD 21702-4082
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0129930268
Date	May 29, 2019
Book Page	12993/0268

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	101 CHARLESTON LN, FREDERICK, MD 21702-4082
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0134450285
Date	Jan 07, 2020
Book Page	13445/0285

Lender

Name	NYMEO FCU
Type	Credit Union
Address	FREDERICK, MD 21703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 01, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 09, 2018
Property Address	101 CHARLESTON LN, FREDERICK, MD 21702-4082
Document Number	0123540497
Book / Page	012354 / 000497
Instrument Date	Apr 03, 2018
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	FIRST CLASS TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	101 CHARLESTON LN FREDERICK MD 217024082, FREDERICK, MD 21702-4082

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 06, 2017
Property Address	101 CHARLESTON LN, FREDERICK, MD 21702-4082
Document Number	0120120508
Book / Page	012012 / 000508
Instrument Date	Aug 04, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	FIRST CLASS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$193.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	609 WINDVIEW WAY FREDERICK MD 217038393, FREDERICK, MD 21703-8393

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FREDERICK MD
Recording Date	May 30, 2017
Property Address	101 CHARLESTON LN, FREDERICK, MD 21702-4082
Document Number	0018400435
Book / Page	001840 / 000435
Instrument Date	Dec 06, 2016
Transaction Type	Foreclosure
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$166.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 CHARLESTON LN FREDERICK MD 217024082, FREDERICK, MD 21702-4082

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$285,700 (+25.18%) Land $75,000 Building $210,700	$285,700 (-) Land $75,000 Building $210,700
2024	$4,797.00 (+14.49%)
2023	$4,190.00	$228,233	$285,700 Land $75,000 Building $210,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217505042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2015–2019)
Most Recent Claim	Jul 2019, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, May 2018 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 392 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 2,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Charleston Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures