102 Charleston Ln, Frederick, MD 21702 Property Records

Frederick County property record for 102 Charleston Ln, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	3 ba · 1,526 sqft · built 1990
Lot Size	0.051 acres (2,198 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Aug 2022)
Tax Bill	$4,808 (2025)
Deeds & Mortgages	Aug 2022 Sale Nov 2021 Foreclosure
Flood Zone	Zone X (moderate risk)
APN	`02-157306`

Property Details

APN / Parcel Number

Primary APN	`02-157306`
Alternative APNs	`2157306` `157306`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,526 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,198 sqft (0.051 acres)
Garage Type	Carport
Garage Area	162 sqft
Carport	Carport
Carport Area	162 sqft
Porch	Open Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	157306
Street Address	102 CHARLESTON LN
City	FREDERICK
State	MD
Zip	21702-4079
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 238 SEC 2 PLAT 2 2,198 SQ FT WATERFORD
Legal Subdivision	WATERFORD
Legal Lot Number	238
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2010
Census Tract	750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 CHARLESTON LN, FREDERICK, MD 21702-4079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed, Transfer
Nov 12, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Nov 12, 2021 · Amount on Record
Deed Book / Page	16107 / 238
Prior Transfer Date	May 29, 2015
Prior Transfer Doc	0105810280
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 29, 2022
Property Address	102 CHARLESTON LN, FREDERICK, MD 21702-4079
Document Number	0161070244
Book / Page	16107 / 244
Map Reference	MB 40 PG 66
Instrument Date	Aug 23, 2022
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Amount	Amount Recorded
Tax	$762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 CHARLESTON LN, FREDERICK, MD 21702-4079

November 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	FREDERICK MD
Recording Date	Nov 12, 2021
Property Address	102 CHARLESTON LN, FREDERICK, MD 21702-4079
Document Number	0154890418
Book / Page	15489 / 418
Instrument Date	Aug 5, 2021
Transaction Type	Foreclosure
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Tax	$576.80
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1350 BEVERLY RD # 11531, 11531, MCLEAN, VA 22101-3961
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,067 (+0.87%)	$302,200 (+2.61%) Land $75,000 Building $227,200
2025	$4,808.00 (+4.8%) Homeowner's exemption	$294,500 (+26.3%) Land $75,000 Building $219,500	$294,500 (-) Land $75,000 Building $219,500
2024	$4,588.00 (+7.22%)
2023	$4,279.00 Homeowner's exemption	$233,167	$294,500 Land $75,000 Building $219,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2015–2019)
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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