110 Charleston Ln, Frederick, MD 21702 Property Records

Frederick County property record for 110 Charleston Ln, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	2 ba · 1,652 sqft · built 1992
Lot Size	0.069 acres (3,009 sqft)
Owner	Individual Name on File
Last Sale	$309,000 (Nov 2022)
Tax Bill	$5,724 (2025)
Deeds & Mortgages	Nov 2025 Transfer Oct 2025 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`02-157349`

Property Details

APN / Parcel Number

Primary APN	`02-157349`
Alternative APNs	`2157349` `157349`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,652 sqft Living Area
1st Floor Area	1,239 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,009 sqft (0.069 acres)
Garage Type	Carport
Garage Area	162 sqft
Carport	Carport
Carport Area	162 sqft
Porch	Open Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	157349
Street Address	110 CHARLESTON LN
City	FREDERICK
State	MD
Zip	21702-4079
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 242 SEC 2 PLAT 2 3,009 SQ FT WATERFORD
Legal Subdivision	WATERFORD
Legal Lot Number	242
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2010
Census Tract	750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	110 CHARLESTON LN, FREDERICK, MD 21702-4079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Gift Deed, Transfer
Oct 9, 2025	Intrafamily Transfer, Transfer
Nov 15, 2022	Deed, Transfer EXCALIBUR TITLE AGENCY LLC, EXCALIBUR T&E LLC
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Apr 22, 2019	Deed of Trust, Mortgage · Line of Credit TOWER FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Oct 19, 2015 · Amount on Record
Deed Book / Page	16223 / 138
Last Transfer Date	Nov 18, 2025
Transfer Doc	0176100284
Record Updated	Sep 20, 2026

November 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 19, 2025
Property Address	110 CHARLESTON LN, FREDERICK, MD 21702-4079
Document Number	0176100284
Book / Page	17610 / 284
Map Reference	MB 40 FO 66
Instrument Date	Nov 18, 2025
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CHARLESTON LN, FREDERICK, MD 21702-4079

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Oct 9, 2025
Property Address	110 CHARLESTON LN, FREDERICK, MD 21702-4079
Document Number	0175520189
Book / Page	17552 / 189
Map Reference	MB 40 FO 66
Instrument Date	Oct 7, 2025
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 CITIZENS WAY APT 502, 502, FREDERICK, MD 21701-6021

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 15, 2022
Property Address	110 CHARLESTON LN, FREDERICK, MD 21702-4079
Document Number	0162230138
Book / Page	16223 / 138
Map Reference	MB 40 FO 66
Instrument Date	Nov 14, 2022
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	EXCALIBUR TITLE AGENCY LLC, EXCALIBUR T&E LLC

Transaction

Amount	Amount Recorded
Tax	$1,545.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 CITIZENS WAY APT 502, 502, FREDERICK, MD 21701-6021

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	110 CHARLESTON LN, FREDERICK, MD 21702-4079
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	NORTH AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CHARLESTON LN, FREDERICK, MD 21702-4079

Mortgage

Document Number	0144690451
Date	Jan 20, 2021
Book Page	14469/451

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	110 CHARLESTON LN, FREDERICK, MD 21702-4079
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0129290134
Date	Apr 22, 2019
Book Page	12929/0134

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,724.00 (+10.23%)	$308,800 (+24.35%) Land $75,000 Building $233,800	$308,800 (-) Land $75,000 Building $233,800
2024	$5,193.00 (+14.08%)
2023	$4,552.00	$248,333	$308,800 Land $75,000 Building $233,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2015–2019)
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber, T-Mobile, Verizon.

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