106 Bradley Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 106 Bradley Ct, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,635 sqft · built 2018
Lot Size	0.28 acres (12,197 sqft)
Owner	Trust Name on Record
Last Sale	$465,000 (Jul 2022)
Tax Bill	$2,771 (2026)
Deeds & Mortgages	Aug 2022 Transfer Jul 2022 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`55L3-4-255`

Property Details

APN / Parcel Number

Primary APN	`55L3-4-255`
Alternative APN	`8050407`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,635 sqft Living Area
Gross Area	4,999 sqft
1st Floor Area	1,399 sqft
Basement Area	1,399 sqft
Unfinished Basement	1,399 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Terrain	Rolling
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8050407
Street Address	106 BRADLEY CT
City	STEPHENSON
State	VA
Zip	22656-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	RED BUD RUN L255 S3 P4
Legal Subdivision	RED BUD
Legal Phase	4
Legal Lot Number	255
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1007
Census Tract	51104

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	106 BRADLEY CT, STEPHENSON, VA 22656-2237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Intrafamily Transfer, Transfer
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORPORATION
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORPORATION
Oct 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SAVINGS MORTGAGE CORPORATION
Nov 5, 2020	Intrafamily Transfer, Transfer
Nov 19, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Aug 7, 2018	Grant Deed, Construction Loan FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Prior Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	20228856
Last Transfer Date	Jul 22, 2022
Transfer Doc	0000009630
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Aug 1, 2022
Property Address	106 BRADLEY CT, STEPHENSON, VA 22656-2237
Document Number	0000009630
Instrument Date	Jul 22, 2022
Instrument	220009630
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 BRADLEY CT, STEPHENSON, VA 22656-2237

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 13, 2022
Property Address	106 BRADLEY CT, STEPHENSON, VA 22656-2237
Document Number	0000008856
Instrument Date	Jul 12, 2022
Instrument	220008856
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	SPEEL TITLE SETTLEMENT SERVICES, ENTITLE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 BRADLEY CT, STEPHENSON, VA 22656-2237

Mortgage

Document Number	0000008857
Date	Jul 13, 2022
Instrument	220008857

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Due	Mar 11, 2022

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	106 BRADLEY CT, STEPHENSON, VA 22656-2237
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006727
Date	Jul 9, 2019
Instrument	190006727

Lender

Name	FIRST SAVINGS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	106 BRADLEY CT, STEPHENSON, VA 22656-2237
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002348
Date	Feb 28, 2020
Instrument	200002348

Lender

Name	FIRST SAVINGS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	106 BRADLEY CT, STEPHENSON, VA 22656-2237
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	DB TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017430
Date	Oct 15, 2021
Instrument	210017430

Lender

Name	FIRST SAVINGS MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Nov 5, 2020
Property Address	106 BRADLEY CT, STEPHENSON, VA 22656-2237
Document Number	0000015788
Instrument Date	Oct 30, 2020
Instrument	200015788
Transaction Type	Transfer
Record Updated	Feb 7, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 BRADLEY CT, STEPHENSON, VA 22656-2237

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Nov 19, 2018
Property Address	106 BRADLEY CT, STEPHENSON, VA 22656-2237
Document Number	0000011486
Instrument Date	Nov 16, 2018
Instrument	180011486
Transaction Type	Subdivision Related Transfer
Record Updated	May 28, 2021
Title Company	COMMONWEALTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 BRADLEY CT, STEPHENSON, VA 22656-2237

Mortgage

Document Number	0000011487
Date	Nov 19, 2018
Instrument	180011487

Lender

Name	PRESIDENTIAL BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 7, 2018
Property Address	106 BRADLEY CT, STEPHENSON, VA 22656-2237
Document Number	0000007654
Instrument Date	Aug 7, 2018
Instrument	7654
Transaction Type	Construction Loan
Record Updated	Aug 15, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$87.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	64 THOMAS JOHNSON DR #110 FREDERICK MD 217024735, 110, FREDERICK, MD 21702-4735
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,771.00 (+10.44%)	$522,800 Land $108,000 Building $414,800	$522,800 Land $108,000 Building $414,800
2025	$2,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber.

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