Frederick County property record for 109 Bradley Ct, Stephenson, VA 22656
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,918 sqft · built 2019 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,566 (Apr 2019) |
| Tax Bill | $2,440 (2026) |
| Deeds & Mortgages | Apr 2019 Sale & Mortgage Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 55L3-4-245 |
| Primary APN | 55L3-4-245 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,918 sqft Living Area |
| Gross Area | 3,417 sqft |
| 1st Floor Area | 1,006 sqft |
| Basement Area | 632 sqft |
| Finished Basement | 632 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Terrain | Rolling |
| Garage Area | 435 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 58 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8050397 |
|---|---|
| Street Address | 109 BRADLEY CT |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-2238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | RED BUD RUN L245 S3 P4 |
| Legal Subdivision | RED BUD |
| Legal Phase | 4 |
| Legal Lot Number | 245 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 51104 |
109 Bradley Ct is owned and occupied by two individuals who bought it in April 2019.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 BRADLEY CT, STEPHENSON, VA 22656-2238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 9, 2018 | Grant Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2019 · Amount on File |
| Deed Sale | Apr 22, 2019 · Amount on File |
| Deed Document Number | 20193608 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Apr 22, 2019 |
| Property Address | 109 BRADLEY CT, STEPHENSON, VA 22656-2238 |
| Document Number | 0000003608 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 190003608 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 28, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 BRADLEY CT, STEPHENSON, VA 22656-2238 |
| Document Number | 0000003609 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 190003609 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Oct 9, 2018 |
| Property Address | 109 BRADLEY CT, STEPHENSON, VA 22656-2238 |
| Document Number | 0000009936 |
| Instrument Date | Oct 1, 2018 |
| Instrument | 9936 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $262.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 64 THOMAS JOHNSON DR #110 FREDERICK MD 217024735, 110, FREDERICK, MD 21702-4735 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 109 Bradley Ct was $2,440, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,440.00 (+10.41%) | $460,400 Land $108,000 Building $352,400 | $460,400 Land $108,000 Building $352,400 |
| 2025 | $2,210.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Bradley Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Bradley Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Glo Fiber.
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