105 Bradley Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 105 Bradley Ct, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,012 sqft · built 2018
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$317,596 (Aug 2018)
Tax Bill	$2,341 (2026)
Deeds & Mortgages	Aug 2018 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`55L3-4-243`

Property Details

APN / Parcel Number

Primary APN	`55L3-4-243`
Alternative APN	`8050395`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,012 sqft Living Area
Gross Area	3,485 sqft
1st Floor Area	1,006 sqft
Basement Area	1,006 sqft
Unfinished Basement	1,006 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Terrain	Rolling
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	26 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8050395
Street Address	105 BRADLEY CT
City	STEPHENSON
State	VA
Zip	22656-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	RED BUD RUN L243 S3 P4
Legal Subdivision	RED BUD
Legal Phase	4
Legal Lot Number	243
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1007
Census Tract	51104

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	105 BRADLEY CT, STEPHENSON, VA 22656-2238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI USAA
May 9, 2018	Grant Deed, Construction Loan FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Prior Sale	May 9, 2018 · Amount on Record
Deed Document Number	20188131
Record Updated	Sep 20, 2026

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 21, 2018
Property Address	105 BRADLEY CT, STEPHENSON, VA 22656-2238
Document Number	0000008131
Instrument Date	Aug 17, 2018
Instrument	8131
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2018
Title Company	COMMONWEALTH LAND TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 BRADLEY CT STEPHENSON VA 22656, STEPHENSON, VA 22656

Mortgage

Document Number	8132
Date	Aug 21, 2018
Instrument	8132

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

May 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	May 9, 2018
Property Address	105 BRADLEY CT, STEPHENSON, VA 22656-2238
Document Number	0000004369
Instrument Date	May 7, 2018
Instrument	4369
Transaction Type	Construction Loan
Record Updated	May 18, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	64 THOMAS JOHNSON DR #110 FREDERICK MD 217024735, 110, FREDERICK, MD 21702-4735
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,341.00 (+10.42%)	$441,700 Land $108,000 Building $333,700	$441,700 Land $108,000 Building $333,700
2025	$2,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber.

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