104 Bradley Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 104 Bradley Ct, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,345 sqft · built 2019
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,503 (Mar 2019)
Tax Bill	$2,682 (2026)
Deeds & Mortgages	Sep 2021 Refinance Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55L3-4-256`

Property Details

APN / Parcel Number

Primary APN	`55L3-4-256`
Alternative APN	`8050408`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,345 sqft Living Area
Gross Area	4,108 sqft
1st Floor Area	1,160 sqft
Basement Area	755 sqft
Finished Basement	755 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Terrain	Rolling
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8050408
Street Address	104 BRADLEY CT
City	STEPHENSON
State	VA
Zip	22656-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	RED BUD RUN L256 S3 P4
Legal Subdivision	RED BUD
Legal Phase	4
Legal Lot Number	256
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1007
Census Tract	51104

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 BRADLEY CT, STEPHENSON, VA 22656-2237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Mar 1, 2019	Deed of Trust, Subdivision Related Transfer JG WENTWORTH HM LNDG
Oct 24, 2018	Grant Deed, Construction Loan FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2019 · Amount on Record
Deed Sale	Mar 4, 2019 · Amount on Record
Prior Sale	Oct 24, 2018 · Amount on Record
Deed Document Number	20191795
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	104 BRADLEY CT, STEPHENSON, VA 22656-2237
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016449
Date	Sep 29, 2021
Instrument	210016449

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Subdivision Related Transfer

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	104 BRADLEY CT, STEPHENSON, VA 22656-2237
Document Number	0000001796
Instrument Date	Mar 1, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 25, 2019

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 BRADLEY CT STEPHENSON VA 226562237, STEPHENSON, VA 22656-2237

Mortgage

Document Number	0000001796
Date	Mar 4, 2019
Instrument	1796

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2049

October 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Oct 24, 2018
Property Address	104 BRADLEY CT, STEPHENSON, VA 22656-2237
Document Number	0000010598
Instrument Date	Oct 24, 2018
Instrument	10598
Transaction Type	Construction Loan
Record Updated	Nov 5, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$87.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	64 THOMAS JOHNSON DR #110 FREDERICK MD 217024735, 110, FREDERICK, MD 21702-4735
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,682.00 (+10.42%)	$506,100 Land $108,000 Building $398,100	$506,100 Land $108,000 Building $398,100
2025	$2,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber.

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