103 Bradley Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 103 Bradley Ct, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,925 sqft · built 2019
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Dec 2023)
Tax Bill	$2,447 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55L3-4-242`

Property Details

APN / Parcel Number

Primary APN	`55L3-4-242`
Alternative APN	`8050394`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	1,925 sqft Living Area
Gross Area	3,554 sqft
1st Floor Area	1,017 sqft
Basement Area	632 sqft
Finished Basement	632 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Terrain	Rolling
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8050394
Street Address	103 BRADLEY CT
City	STEPHENSON
State	VA
Zip	22656-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	RED BUD RUN L242 S3 P4
Legal Subdivision	RED BUD
Legal Phase	4
Legal Lot Number	242
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1007
Census Tract	51104

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 BRADLEY CT, STEPHENSON, VA 22656-2238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE LLC
Jul 1, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MCLEAN MORTGAGE CORPORATION
Mar 18, 2019	Grant Deed, Construction Loan ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	202310900
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Dec 12, 2023
Property Address	103 BRADLEY CT, STEPHENSON, VA 22656-2238
Document Number	0000010900
Instrument Date	Dec 6, 2023
Instrument	230010900
Transaction Type	Transfer
Record Updated	Jan 3, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BRADLEY CT, STEPHENSON, VA 22656-2238

Mortgage

Document Number	0000010901
Date	Dec 12, 2023
Instrument	230010901

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 1, 2019
Property Address	103 BRADLEY CT, STEPHENSON, VA 22656-2238
Document Number	0000006395
Instrument Date	Jun 28, 2019
Instrument	190006395
Transaction Type	Subdivision Related Transfer
Record Updated	May 28, 2021
Title Company	COMMONWEALTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BRADLEY CT, STEPHENSON, VA 22656-2238

Mortgage

Document Number	0000006396
Date	Jul 1, 2019
Instrument	190006396

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Mar 18, 2019
Property Address	103 BRADLEY CT, STEPHENSON, VA 22656-2238
Document Number	0000002353
Instrument Date	Mar 18, 2019
Instrument	2353
Transaction Type	Construction Loan
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$87.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	64 THOMAS JOHNSON DR #110 FREDERICK MD 217024735, 110, FREDERICK, MD 21702-4735
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,447.00 (+10.42%)	$461,700 (+14.65%) Land $108,000 Building $353,700	$461,700 (+14.65%) Land $108,000 Building $353,700
2025	$2,216.00 (+7.94%)
2023	$2,053.00	$402,700 Land $92,000 Building $310,700	$402,700 Land $92,000 Building $310,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber.

Nearby Properties on Bradley Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures