106 3rd Ave, Dowagiac, MI 49047 Property Records

Cass County property record for 106 3rd Ave, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,024 sqft · built 1956
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,000 (Aug 2022)
Tax Bill	$1,672 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-160-100-504-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-100-504-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,024 sqft Building Perimeter
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	8,712 sqft (0.2 acres)
Garage Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 3RD AVE
City	DOWAGIAC
State	MI
Zip	49047-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 1114A E 1/2 LOTS 17 & 18 HOPKINS ADDITION CITY OF DOWAGIAC.
Legal Subdivision	HOPKINS ADD
Legal Lot Number	17,18
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	1
Census Block	1090
Census Tract	2201

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 3RD AVE, DOWAGIAC, MI 49047-2032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Aug 29, 2022	Warranty Deed, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC
Dec 10, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 4, 2020	Quit Claim Deed, Transfer Quitclaim
Jan 22, 2018	Warranty Deed, Transfer THOMAS ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Jan 22, 2018 · Amount on Record
Prior Transfer Date	Dec 10, 2021
Prior Transfer Doc	001209/273
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Recording Date	Jul 9, 2026
Property Address	106 3RD AVE, DOWAGIAC, MI 49047-2032
Document Number	0000033373
Book / Page	1279 / 477
Instrument Date	Jun 11, 2026
Instrument	202633373
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 3RD AVE, DOWAGIAC, MI 49047-2032

Mortgage

Document Number	0000033373,
Date	Jul 9, 2026
Book Page	1279/477
Instrument	202633373

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2066

Interest

Rate	6.36%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Aug 29, 2022
Property Address	106 3RD AVE, DOWAGIAC, MI 49047-2032
Document Number	001222/865
Book / Page	1222 / 865
Map Reference	LB 1 PG 16
Instrument Date	Aug 26, 2022
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$967.50
Amount Accuracy	Tax Sale
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 3RD AVE, DOWAGIAC, MI 49047-2032

Mortgage

Document Number	0012220868
Date	Aug 29, 2022
Instrument	1222-0868

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MI
Recording Date	Dec 10, 2021
Property Address	106 3RD AVE, DOWAGIAC, MI 49047-2032
Document Number	001209/273
Book / Page	1209 / 273
Instrument Date	Dec 10, 2021
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	728 LIONS PARK DR, SAINT JOSEPH, MI 49085-1015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 3RD AVE, DOWAGIAC, MI 49047-2032

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MI
Recording Date	Aug 4, 2020
Property Address	106 3RD AVE, DOWAGIAC, MI 49047-2032
Document Number	001177/939
Book / Page	1177 / 939
Instrument Date	Aug 1, 2020
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 3RD AVE, DOWAGIAC, MI 49047-2032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 LIONS PARK DR, SAINT JOSEPH, MI 49085-1015

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jan 22, 2018
Property Address	106 3RD AVE, DOWAGIAC, MI 49047-2032
Document Number	01134/1679
Book / Page	1134 / 1679
Map Reference	LB1 PG16
Instrument Date	Jan 18, 2018
Instrument	1134-1679
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6036 CRABAPPLE RD, VERSAILLES, KY 40383-9282

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 3RD AVE, DOWAGIAC, MI 49047-2032

Mortgage

Document Number	01134/1680
Date	Jan 22, 2018
Book Page	1134/1680
Instrument	1134-1680

Lender

Name	THOMAS ETUX
Type	Private Party
Address	19288 MARCELLUS HWY, MARCELLUS, MI 49067

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,300 (+10.07%) Land $50,300	$100,600 (+10.07%) Land $100,600
2025	$1,672.00 (+21.95%) Homeowner's exemption	$45,700 (+24.18%) Land $45,700	$91,400 (+24.18%) Land $91,400
2023		$36,800	$73,600
2022	$1,371.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

106 3rd Ave, Dowagiac, MI 49047 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 3rd Ave

Nearby Streets

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