209 3rd Ave, Dowagiac, MI 49047 Property Records

Cass County property record for 209 3rd Ave, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 952 sqft · built 1997
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$894 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-160-100-546-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-100-546-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	952 sqft Building Perimeter
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 3RD AVE
City	DOWAGIAC
State	MI
Zip	49047-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 1155 LOT 63 HOPKINS ADD CITY OF DOWAGIAC.
Legal Subdivision	HOPKINS ADD
Legal Lot Number	63
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	1
Census Block	1088
Census Tract	2201

Owner

Source: Cass County records · APN 14-160-100-546-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	209 3RD AVE, DOWAGIAC, MI 49047-2033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	209 3RD AVE, DOWAGIAC, MI 49047-2033
Transaction Type	Mortgage
Record Updated	Feb 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 3RD AVE, DOWAGIAC, MI 49047-2033
Investor	Possibly a Property Investor

Mortgage

Document Number	01217/2310
Date	Jun 01, 2022
Book Page	1217/2310

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	159 Months
Due	Sep 01, 2035

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,400 (+19.56%)	$130,800 (+19.56%)
2025	$894.00 (-21.85%) Homeowner's exemption	$54,700 (+27.21%) Land $54,700	$109,400 (+27.21%) Land $109,400
2023		$43,000	$86,000
2022	$1,144.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 5, 2007 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 197 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DOWAGIAC serves 6,350 people
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.