10551 Mill Rd, Cincinnati, OH 45240 Property Records

Hamilton County property record for 10551 Mill Rd, Cincinnati, OH 45240 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1981
Square Footage	1,866 sqft Living Area
Lot Size	29,926 sqft (0.687 acres)
Occupancy	Owner Occupied
Last Sale	$161,900 (2017)
Tax Bill	$4,486.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`590-0393-0037-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,866 sqft Living Area
1st Floor	954 sqft 1st Floor
2nd Floor	912 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1981
Architectural Style	Split Level Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	29,926 sqft (0.687 acres)
Depth X Width	250 ft x 120 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	484 sqft Garage
Patio Area	300 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	10551 MILL RD
City	CINCINNATI
State	OH
Zip	45240-3507
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MILL RD 120 X 250 LOT 174 RIDGEVALE SUB BLKA PT 2
Legal Subdivision	RIDGEVALE SUB
Legal Block	A
Legal Lot Number	174
Jurisdiction	HAMILTON OH
Minor Civil Division	SPRINGFIELD
Census Blockgroup	1
Census Block	1014
Census Tract	21509

Owner

Source: Hamilton County records · APN 590-0393-0037-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10551 MILL RD, CINCINNATI, OH 45240-3507
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment DISCOVER BANK
May 07, 2021	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS LLC
Apr 06, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Jul 20, 2017	Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) PRIME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2017 · Amount on Record
Deed Sale	Jul 20, 2017 · Amount on Record
Prior Sale	Jul 20, 2017 · Amount on Record
Deed Doc Number	0000065431
Deed Book / Page	013463 / 000030
Last Transfer Date	Apr 06, 2018
Transfer Doc	0000028316
Record Refreshed	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	10551 MILL RD, CINCINNATI, OH 45240-3507
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10551 MILL RD, CINCINNATI, OH 45240-3507

Mortgage

Document Number	0000046992
Date	May 11, 2022
Book Page	14665/141
Instrument	2022-0046992

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Second Mortgage to Cover Down Payment
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	10551 MILL RD, CINCINNATI, OH 45240-3507
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056942
Date	May 07, 2021
Book Page	14413/543
Instrument	2021-0056942

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 06, 2018
Property Address	10551 MILL RD, CINCINNATI, OH 45240-3507
Document Number	0000028316
Book / Page	013641 / 000475
Instrument Date	Oct 12, 2017
Instrument	28316
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	10551 MILL RD CINCINNATI OH 452403507, CINCINNATI, OH 45240-3507

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 20, 2017
Property Address	10551 MILL RD, CINCINNATI, OH 45240-3507
Document Number	0000065431
Book / Page	013463 / 000030
Instrument Date	Jul 11, 2017
Instrument	65431
Transaction Type	Transfer
Record Updated	Sep 07, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10551 MILL RD CINCINNATI OH 452403507, CINCINNATI, OH 45240-3507

Mortgage

Document Number	65432
Date	Jul 20, 2017
Book Page	013463/000032
Instrument	65432

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,486.00 (+0.92%)	$77,172 (-) Land $20,059 Building $57,113
2024	$4,445.00 (+5.26%)	$77,172 (-) Land $20,059 Building $57,113
2023	$4,223.00 (-1.9%)	$77,172 (+36.19%) Land $20,059 Building $57,113	$220,490 (+36.19%) Land $57,310 Building $163,180
2022	$4,305.00 Homeowner's exemption	$56,666 Land $19,604 Building $37,062
2020			$161,900 Land $56,010 Building $105,890

10551 Mill Rd, Cincinnati, OH 45240 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number