Kane County property record for 1059 Larkin Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 878 sqft · built 1930 |
| Lot Size | 0.9 acres (3,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $259,000 (May 2026) |
| Tax Bill | $4,397 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-427-012 |
| Primary APN | 06-15-427-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 878 sqft Living Area |
| Gross Area | 1,756 sqft |
| 1st Floor Area | 878 sqft |
| Basement Area | 878 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 3,920 sqft (0.9 acres) |
| Lot Dimensions | 73 ft deep x 54 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Window A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 1059 LARKIN AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON HEIGHTS ADDN WEST 54 FT LOTS 1 & 2 BLOCK 5 |
| Legal Subdivision | ASHINGTON HEIGHTS ADDN |
| Legal Block | 5 |
| Legal Lot Number | 1,2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 851101 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 821 SCHILLER ST, ELGIN, IL 60123-2792 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK |
| Jun 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 16, 2023 | Sheriff's Deed, Foreclosure |
| Aug 15, 2018 | Warranty Deed, Transfer · FHA Mortgage OCMBC INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on Record |
| Deed Sale | May 6, 2026 · Amount on Record |
| Prior Sale | Jun 16, 2023 · Amount on Record |
| Deed Document Number | 202618464 |
| Prior Transfer Date | Jun 2, 2005 |
| Prior Transfer Doc | 0000065250 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 6, 2026 |
| Property Address | 1059 LARKIN AVE, ELGIN, IL 60123-5254 |
| Document Number | 0000018464 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.18464 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39,238.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 821 SCHILLER ST, ELGIN, IL 60123-2792 |
| Document Number | 0000018465, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026..18465 |
| Name | ASSOCIATED BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 16, 2023 |
| Property Address | 1059 LARKIN AVE, ELGIN, IL 60123-5254 |
| Document Number | 0000019950 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023K019950 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1059 LARKIN AVE, ELGIN, IL 60123-5254 |
| Document Number | 0000019951 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 2023K019951 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.62% |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 16, 2023 |
| Property Address | 1059 LARKIN AVE, ELGIN, IL 60123-5254 |
| Document Number | 0000004963 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 2023K004963 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $137.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39W832 DAIRYHND LN, SAINT CHARLES, IL 60175 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 15, 2018 |
| Property Address | 1059 LARKIN AVE, ELGIN, IL 60123-5254 |
| Document Number | 0000039961 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 39961 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1059 LARKIN AVE ELGIN IL 601235254, ELGIN, IL 60123-5254 |
| Document Number | 39962 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 39962 |
| Name | OCMBC INC |
|---|---|
| Address | IRVINE, CA 92612 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,397.00 (+3.51%) | ||
| 2024 | $4,248.00 (+29.83%) | $53,093 (+21.39%) Land $10,280 Building $42,813 | $159,343 (+21.44%) Land $30,852 Building $128,490 |
| 2022 | $3,272.00 (+5.14%) Homeowner's exemption | $43,736 (+6.96%) Land $8,468 Building $35,268 | $131,208 (+6.96%) Land $25,404 Building $105,804 |
| 2021 | $3,112.00 Homeowner's exemption | $40,890 Land $7,917 Building $32,973 | $122,670 Land $23,751 Building $98,919 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures