Kane County property record for 1003 Larkin Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,700 sqft · built 1927 |
| Lot Size | 0.126 acres (5,476 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,000 (Jan 2020) |
| Tax Bill | $6,662 (2025) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-428-015 |
| Primary APN | 06-15-428-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,700 sqft Living Area |
| Gross Area | 2,894 sqft |
| Basement Area | 1,194 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Brick |
| Lot Area | 5,476 sqft (0.126 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 1003 LARKIN AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON HEIGHTS ADDN EAST 90 FT LOT 1 BLOCK 4 |
| Legal Subdivision | ASHINGTON HEIGHTS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 851101 |
Source: Kane County records · APN 06-15-428-015
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1003 LARKIN AVE, ELGIN, IL 60123-5239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 08, 2020 | Warranty Deed, Transfer · FHA Mortgage ELEVEN MTG |
| Oct 04, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE SERVICES III LLC |
| Sep 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 08, 2020 · Amount on Record |
| Deed Sale | Jan 08, 2020 · Amount on Record |
| Prior Sale | Oct 04, 2018 · Amount on Record |
| Deed Document Number | 20201155 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 08, 2020 |
| Property Address | 1003 LARKIN AVE, ELGIN, IL 60123-5239 |
| Document Number | 0000001155 |
| Instrument Date | Dec 06, 2019 |
| Instrument | 1155 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4121 N LINCOLN ST WESTMONT IL 605591323, WESTMONT, IL 60559-1323 |
| Document Number | 1156 |
|---|---|
| Date | Jan 08, 2020 |
| Instrument | 1156 |
| Name | ELEVEN MTG |
|---|---|
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 07, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 04, 2018 |
| Property Address | 1003 LARKIN AVE, ELGIN, IL 60123-5239 |
| Document Number | 0000048786 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 2018K048786 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1003 LARKIN AVE, ELGIN, IL 60123-5239 |
| Document Number | 0000048787 |
|---|---|
| Date | Oct 04, 2018 |
| Instrument | 2018K048787 |
| Name | MORTGAGE SERVICES III LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Document Number | 0000048788 |
|---|---|
| Date | Oct 04, 2018 |
| Instrument | 2018K048788 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1003 LARKIN AVE, ELGIN, IL 60123-5239 |
| Document Number | 0000059094 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1003 LARKIN AVE ELGIN IL 601235239, ELGIN, IL 60123-5239 |
| Document Number | 0000059094 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 59094 |
| Name | MORTGAGE SVCS |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMINGTON, IL 61704 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 09, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,662.00 (+15.84%) Homeowner's exemption | ||
| 2024 | $87,805 (+21.39%) Land $15,398 Building $72,407 | $263,520 (+21.44%) Land $46,212 Building $217,308 | |
| 2022 | $5,751.00 (+4.62%) Homeowner's exemption | $72,330 (+6.96%) Land $12,684 Building $59,646 | $216,990 (+6.96%) Land $38,052 Building $178,938 |
| 2021 | $5,497.00 Homeowner's exemption | $67,624 Land $11,859 Building $55,765 | $202,872 Land $35,577 Building $167,295 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 574 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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