Kane County property record for 1070 Larkin Ave, Elgin, IL 60123
| Property Type | Commercial |
|---|---|
| Details | 5,440 sqft |
| Lot Size | 0.511 acres (22,244 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $485,000 (Oct 2025) |
| Tax Bill | $13,257 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Jan 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-279-020 |
| Primary APN | 06-15-279-020 |
|---|
| Units | 8 Units |
|---|---|
| Building Area | 5,440 sqft Gross Area |
| Lot Area | 22,244 sqft (0.511 acres) |
|---|
| Street Address | 1070 LARKIN AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5295 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | THEO F SWANS SUB LOTS 16, 17, & 18 BLOCK 2 |
| Legal Subdivision | THEO F SWANS SUB |
| Legal Block | 2 |
| Legal Lot Number | 16,17 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 851101 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1012 N CAMDEN LN, SOUTH ELGIN, IL 60177-2849 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Jan 7, 2022 | Deed of Trust, Mortgage · Line of Credit TBK BANK |
| Jan 5, 2021 | Deed of Trust, Construction Loan · Construction Mortgage TBK BK SSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Prior Sale | Jul 31, 1998 · Amount on Record |
| Deed Document Number | 202540682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 16, 2025 |
| Property Address | 1070 LARKIN AVE, ELGIN, IL 60123-5295 |
| Document Number | 0000040682 |
| Instrument Date | Oct 13, 2025 |
| Instrument | 2025K040682 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1012 N CAMDEN LN, SOUTH ELGIN, IL 60177-2849 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1070 LARKIN AVE, ELGIN, IL 60123-5295 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001248 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 2022K001248 |
| Name | TBK BANK |
|---|---|
| Type | Private Party |
| Address | ELGIN, IL 60124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 5, 2021 |
| Property Address | 1070 LARKIN AVE, ELGIN, IL 60123-5295 |
| Document Number | 0000000826 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 826 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 22, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1070 LARKIN AVE ELGIN IL 601235295, ELGIN, IL 60123-5295 |
| Document Number | 0000000826 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 826 |
| Name | TBK BK SSB |
|---|---|
| Address | ELGIN, IL 60124 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 4, 2022 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,257.00 (+3.5%) | $173,779 (+8.57%) Land $66,442 Building $107,337 | $521,546 (+8.57%) Land $199,406 Building $322,140 |
| 2024 | $12,809.00 (+12.04%) | $160,061 (+21.39%) Land $61,197 Building $98,864 | $480,375 (+21.44%) Land $183,664 Building $296,711 |
| 2022 | $11,433.00 (+3.96%) | $131,853 (+6.96%) Land $50,412 Building $81,441 | $395,559 (+6.96%) Land $151,236 Building $244,323 |
| 2021 | $10,998.00 | $123,274 Land $47,132 Building $76,142 | $369,822 Land $141,396 Building $228,426 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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