Franklin County property record for 1057 E Main St, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | built 1977 |
| Lot Size | 0.499 acres (21,752 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,000 (Nov 2009) |
| Tax Bill | $1,449 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 085-10-22-003.00 |
| Primary APN | 085-10-22-003.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,752 sqft (0.499 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 56564 |
|---|---|
| Street Address | 1057 E MAIN ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-2569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WODDLANDS BLK I LOT 6 |
| Legal Subdivision | WOODLANDS ANNEX |
| Legal Phase | 1 |
| Legal Block | I |
| Legal Lot Number | 6 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 70706 |
1057 E Main St is owned and occupied by an individual who bought it in November 2009.
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1057 E MAIN ST, FRANKFORT, KY 40601-2569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Jun 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2009 · Amount on File |
| Deed Sale | Nov 23, 2009 · Amount on File |
| Deed Document Number | 2009351617 |
| Deed Book / Page | 517 / 149 |
| Prior Transfer Date | Oct 11, 2007 |
| Prior Transfer Doc | D502/609 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 1057 E MAIN ST, FRANKFORT, KY 40601-2569 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0M1647/459 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | M1647/459 |
| Instrument | 656371 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 1057 E MAIN ST, FRANKFORT, KY 40601-2569 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1057 E MAIN ST, FRANKFORT, KY 40601-2569 |
| Document Number | M1612/642 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | M1612/642 |
| Instrument | 529423 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 1057 E MAIN ST, FRANKFORT, KY 40601-2569 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1506/823 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | M1506/823 |
| Instrument | 495684 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 1057 E MAIN ST, FRANKFORT, KY 40601-2569 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Name | Verified Name |
|---|
| Document Number | M1541/862 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | M1541/862 |
| Instrument | 506240 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 1057 E Main St was $1,449.
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,449.00 | $121,000 Land $30,000 Building $91,000 | $121,000 Land $30,000 Building $91,000 |
| 2023 | $1,445.00 (+0.91%) | $121,000 (-) | $121,000 (-) |
| 2022 | $1,432.00 | $121,000 | $121,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1057 E Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1057 E Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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