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10512 E Joy Ln, Inverness, FL 34450 Property Records

Citrus County property record for 10512 E Joy Ln, Inverness, FL 34450

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,192 sqft · built 1963
Lot Size0.339 acres (14,774 sqft)
Owner2 Individual Names on Record
Last Sale$40,000 (Mar 2011)
Tax Bill$1,154 (2025)
Deeds & MortgagesAug 2026 Sale
Flood ZoneZone X (minimal risk)
APN1219S20E02000290

Property Details

APN / Parcel Number

Primary APN1219S20E02000290
Alternative APNs
  • 20E-19S-12-0200-00000-0290
  • 20E-19S-12-0200-029.0
  • 1748569

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,192 sqft Living Area
Gross Area1,588 sqft
1st Floor Area1,036 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1973
Exterior MaterialAsbestos
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialMetal
Lot Area14,774 sqft (0.339 acres)
Lot Dimensions180 ft deep x 86 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces5 Parking Spaces
PorchFinished/Screened Porch
Porch Area108 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1748569
Street Address10512 E JOY LN
CityINVERNESS
StateFL
Zip34450-2939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCLRMH
Legal DescriptionEDEN GARDENS PB 3 PG 46 LOT 29 DESC IN OR BK 914 PG 440
Legal Range20E
Legal Township19S
Legal Section12
Legal SubdivisionEDEN GARDENS
Legal Lot Number29
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1004
Census Tract450901

Owner

Source: Citrus County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10512 E JOY LN, INVERNESS, FL 34450-2939
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2011 · Amount on Record
Deed SaleMar 3, 2011 · Amount on Record
Prior SaleNov 1, 1991 · Amount on Record
Deed Document Number20119159
Deed Book / Page2406 / 1342
Last Transfer DateJul 27, 2026
Transfer Doc0000046003
Record UpdatedSep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateAug 3, 2026
Property Address10512 E JOY LN, INVERNESS, FL 34450-2939
Document Number0000046003
Book / Page3694 / 1146
Instrument DateJul 27, 2026
Instrument202646003
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address10512 E JOY LN, INVERNESS, FL 34450-2939

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,154.00 (+5.68%)$87,740 (-5.52%) Land $8,600 Building $79,140$87,740 (-5.52%) Land $8,600 Building $79,140
2024$1,092.00 (+10.08%)$92,865 (+16.58%) Land $4,300 Building $88,565$92,865 (+16.58%) Land $4,300 Building $88,565
2023$992.00 (+6.55%)$79,660 (+1.84%) Land $4,300 Building $75,360$79,660 (+1.84%) Land $4,300 Building $75,360
2022$931.00$78,217 Land $2,670 Building $75,547$78,217 Land $2,670 Building $75,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 154 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies154 in force
Nearby Flood Claims40 (1982–2024)
Claims Outside the SFHA2 of 40
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Frances, Oct 2004 · 17 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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