10430 E Joy Ln, Inverness, FL 34450 Property Records

Citrus County property record for 10430 E Joy Ln, Inverness, FL 34450

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 960 sqft · built 1990
Lot Size	0.361 acres (15,737 sqft)
Owner	2 Individual Names on File
Last Sale	$38,000 (Apr 2019)
Tax Bill	$181 (2025)
Deeds & Mortgages	Apr 2019 Sale Apr 2019 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-12-1B000-012.0`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-12-1B000-012.0`
Alternative APNs	`20E-19S-12-0000-1B000-0120` `1219S20E1B0000120` `1744946`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,200 sqft
1st Floor Area	960 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	15,737 sqft (0.361 acres)
Lot Dimensions	161 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Porch	Screened Aluminum Porch
Porch Area	348 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1744946
Street Address	10430 E JOY LN
City	INVERNESS
State	FL
Zip	34450-2937
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	CLRMH
Legal Description	ROBERT SCOTT SURVEY OF E1/3 OF SE1/4 OF NW1/4 COM AT INTERSECTION OF S R/W LINE OF GRACE STREET WITH W R/W LINE OF EDEN DRIVE SHOWN IN EDEN GARDENS 1ST ADD PB 3 PG 87 THENCE S 0 DEG 01M 20S E ALONG W R/W LINE OF EDEN DR 110.53 FT TO NW COR OF EDEN GA
Legal Range	20E
Legal Township	19S
Legal Section	12
Legal Subdivision	ROBERT SCOTT UNRECORDED SUB
Legal Block	1B000
Legal Lot Number	120
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1006
Census Tract	450901

Owner

10430 E Joy Ln, a mobile home, is owned and occupied by two individuals who bought it in April 2019.

Source: Citrus County records, as of March 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10430 E JOY LN, INVERNESS, FL 34450-2937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2019	Grant Deed, Transfer FIRST INT'L TITLE
Apr 12, 2019	Quit Claim Deed, Foreclosure FIRST INT'L TITLE
Sep 12, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Aug 31, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2019 · Amount on File
Deed Sale	Apr 12, 2019 · Amount on File
Prior Sale	Sep 12, 2018
Deed Document Number	201918721
Deed Book / Page	2969 / 302
Prior Transfer Date	Nov 28, 2018
Prior Transfer Doc	0029690293
Record Updated	Jun 8, 2026

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 12, 2019
Property Address	10430 E JOY LN, INVERNESS, FL 34450-2937
Document Number	0029690302
Book / Page	002969 / 000302
Instrument Date	Apr 11, 2019
Instrument	18721
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Tax	$266.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10430 E JOY LN INVERNESS FL 344502937, INVERNESS, FL 34450-2937

April 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 12, 2019
Property Address	10430 E JOY LN, INVERNESS, FL 34450-2937
Document Number	0029690293
Book / Page	002969 / 000293
Instrument Date	Nov 28, 2018
Instrument	18720
Transaction Type	Foreclosure
Record Updated	May 3, 2019
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1 FEDERAL ST #3RD BOSTON MA 021102012, 3RD, BOSTON, MA 02110-2012

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 12, 2018
Property Address	10430 E JOY LN, INVERNESS, FL 34450-2937
Document Number	0029260620
Book / Page	002926 / 000620
Instrument Date	Aug 30, 2018
Instrument	46200
Transaction Type	Foreclosure
Record Updated	Oct 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 619080 DALLAS TX 752619080, DALLAS, TX 75261-9080

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 31, 2018
Property Address	10430 E JOY LN, INVERNESS, FL 34450-2937
Document Number	0029240088
Book / Page	002924 / 000088
Instrument Date	Aug 30, 2018
Instrument	44312
Transaction Type	Foreclosure
Record Updated	Sep 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10430 E JOY LN INVERNESS FL 344502937, INVERNESS, FL 34450-2937

Tax Assessment & Valuation

The 2025 property tax bill for 10430 E Joy Ln was $181 with a homeowner's exemption, up 34.1% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$181.00 (+34.07%) Homeowner's exemption	$24,619 (-73.33%)	$93,830 (+1.64%) Land $9,900 Building $83,930
2024	$135.00 Homeowner's exemption Additional exemption filed	$92,320 (+17.82%) Land $4,950 Building $87,370	$92,320 (+17.82%) Land $4,950 Building $87,370
2023	$135.00 Homeowner's exemption Additional exemption filed	$78,357 (+18.18%) Land $4,950 Building $73,407	$78,357 (+18.18%) Land $4,950 Building $73,407
2022	$135.00 Homeowner's exemption Additional exemption filed	$66,303 Land $3,070 Building $63,233	$66,303 Land $3,070 Building $63,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10430 E Joy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 154 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	40 (1982–2024)
Claims Outside the SFHA	2 of 40
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Frances, Oct 2004 · 17 claims Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10430 E Joy Ln is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Joy Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures