Citrus County property record for 10427 E Joy Ln, Inverness, FL 34450
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 693 sqft · built 1958 |
| Lot Size | 0.429 acres (18,707 sqft) |
| Owner | Individual Name on File |
| Last Sale | $28,500 (Oct 2015) |
| Tax Bill | $1,275 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-12-1B000-00B.0 |
| Primary APN | 20E-19S-12-1B000-00B.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 693 sqft Living Area |
| 1st Floor Area | 693 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,707 sqft (0.429 acres) |
| Lot Dimensions | 185 ft deep x 117 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 276 sqft |
| Porch | Enclosed Porch |
| Porch Area | 497 sqft |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1744822 |
|---|---|
| Old Parcel Number | 1219S20E1B00000B0 |
| Street Address | 10427 E JOY LN |
| City | INVERNESS |
| State | FL |
| Zip | 34450-2938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CLRMH COASTAL LAKES & RVR |
| Legal Description | LOT B OF ROBERT SCOTT SURVEY OF E1/3 OF SE1/4 OF NW1/4 DESC AS: COM AT INTERSECTION OF S R/W LN OF GRACE ST WITH W R/W LN OF |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 12 |
| Legal Subdivision | ROBERT SCOTT UNRECORDED SUB |
| Legal Lot Number | B |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 450901 |
10427 E Joy Ln is owned and occupied by an individual who bought it in October 2015.
Source: Citrus County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10427 E JOY LN, INVERNESS, FL 34450-2938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2015 · Amount on File |
| Deed Sale | Oct 15, 2015 · Amount on File |
| Prior Sale | Jun 4, 2015 · Amount on File |
| Deed Document Number | 2015048403 |
| Deed Book / Page | 2718 / 1757 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 10427 E Joy Ln was $1,275, up 7.1% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,275.00 (+7.14%) | $91,106 (-3.29%) Land $10,360 Building $80,746 | $91,106 (-3.29%) Land $10,360 Building $80,746 |
| 2024 | $1,190.00 (+9.38%) | $94,208 (+14.28%) Land $5,180 Building $89,028 | $94,208 (+14.28%) Land $5,180 Building $89,028 |
| 2023 | $1,088.00 (+7.72%) | $82,436 (+1.89%) Land $5,180 Building $77,256 | $82,436 (+1.89%) Land $5,180 Building $77,256 |
| 2022 | $1,010.00 | $80,907 Land $3,240 Building $77,667 | $80,907 Land $3,240 Building $77,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10427 E Joy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 154 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 154 in force |
| Nearby Flood Claims | 40 (1982–2024) |
| Claims Outside the SFHA | 2 of 40 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10427 E Joy Ln is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures