10506 E Joy Ln, Inverness, FL 34450 Property Records

Citrus County property record for 10506 E Joy Ln, Inverness, FL 34450

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 932 sqft · built 1973
Lot Size0.204 acres (8,882 sqft)
Owner2 Individual Names on File
Last Sale$147,000 (Dec 2020)
Tax Bill$1,225 (2025)
Deeds & MortgagesDec 2020 Sale
Flood ZoneZone X (minimal risk)
APN1219S20E02000260

Property Details

APN / Parcel Number

Primary APN1219S20E02000260
Alternative APNs
  • 20E-19S-12-0200-00000-0260
  • 20E-19S-12-0200-026.0
  • 1748542

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area932 sqft Living Area
Gross Area1,680 sqft
1st Floor Area932 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1978
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area8,882 sqft (0.204 acres)
Lot Dimensions94 ft deep x 96 ft wide
Garage TypeAttached
Garage Area588 sqft
Parking Spaces4 Parking Spaces
PorchEnclosed Porch
Porch Area236 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1748542
Street Address10506 E JOY LN
CityINVERNESS
StateFL
Zip34450-2939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCLRMH
Legal DescriptionEDEN GARDENS PB 3 PG 46 LOT 26.
Legal Range20E
Legal Township19S
Legal Section12
Legal SubdivisionEDEN GARDENS
Legal Lot Number26
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1004
Census Tract450901

Owner

10506 E Joy Ln is owned and occupied by two individuals who acquired it in August 2025.

Source: Citrus County records, as of March 17, 2026

Owner of Record2 Individual Names on File
Mailing Address10506 E JOY LN, INVERNESS, FL 34450-2939
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2020 · Amount on File
Deed SaleDec 31, 2020 · Amount on File
Prior SaleApr 11, 2014 · Amount on File
Deed Document Number202072207
Deed Book / Page3122 / 1076
Last Transfer DateAug 21, 2025
Transfer Doc0035951085
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateDec 31, 2020
Property Address10506 E JOY LN, INVERNESS, FL 34450-2939
Document Number0031221076
Book / Page003122 / 001076
Instrument DateDec 29, 2020
Instrument72207
Transaction TypeTransfer
Record UpdatedFeb 2, 2021
Title CompanyEXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TITLE SVCS/CITRUS INC

Transaction

AmountAmount on Record
Tax$1,029.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10506 E JOY LN INVERNESS FL 344502939, INVERNESS, FL 34450-2939

Tax Assessment & Valuation

The 2025 property tax bill for 10506 E Joy Ln was $1,225, up 7.5% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,225.00 (+7.46%)$109,847 (-27.61%)$136,157 (-10.28%) Land $5,320 Building $130,837
2024$1,140.00 (+3.26%) Homeowner's exemption Additional exemption filed$151,752 (+17.8%) Land $5,320 Building $146,432$151,752 (+17.8%) Land $5,320 Building $146,432
2023$1,104.00 (+8.55%) Homeowner's exemption Additional exemption filed$128,824 (-8.1%) Land $5,320 Building $123,504$128,824 (-8.1%) Land $5,320 Building $123,504
2022$1,017.00 Homeowner's exemption Additional exemption filed$140,183 Land $5,320 Building $134,863$140,183 Land $5,320 Building $134,863

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10506 E Joy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 154 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies154 in force
Nearby Flood Claims40 (1982–2024)
Claims Outside the SFHA2 of 40
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Frances, Oct 2004 · 17 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10506 E Joy Ln is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Joy Ln

Nearby Streets

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