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10420 E Joy Ln, Inverness, FL 34450 Property Records

Citrus County property record for 10420 E Joy Ln, Inverness, FL 34450

Property Summary

Property TypeMobile Home
Details1 bd · 1 ba · 600 sqft · built 1971
Lot Size0.187 acres (8,146 sqft)
Owner2 Individual Names on File
Last Sale$30,000 (Mar 2020)
Tax Bill$777 (2025)
Deeds & MortgagesMar 2020 Sale
Flood ZoneZone X (minimal risk)
APN20E-19S-12-1B000-011.0

Property Details

APN / Parcel Number

Primary APN20E-19S-12-1B000-011.0
Alternative APNs
  • 20E-19S-12-0000-1B000-0110
  • 1219S20E1B0000110
  • 1744938

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area600 sqft Living Area
Gross Area780 sqft
1st Floor Area600 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleMobile Home
Exterior MaterialMetal
Construction TypeWood
Roof TypeSawtooth
Roof MaterialMetal
Lot Area8,146 sqft (0.187 acres)
Lot Dimensions125 ft deep x 70 ft wide
Garage TypeCarport
Garage Area216 sqft
CarportCarport
Carport Area216 sqft
PorchPatio
Porch Area204 sqft
Utility Building35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1744938
Street Address10420 E JOY LN
CityINVERNESS
StateFL
Zip34450-2937
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeCLRMH
Legal DescriptionCOM AT INTERSECTION OF S R/W LINE OF GRACE ST WITH W R/W LINE OF EDEN DR AS SHOWN ON THE MAP OR PLAT OF EDEN GARDENS 1ST ADD AS RECORDED IN PLAT BK 3 PG 87 PRCCF THENCE S 0 DEG 01 MIN 20 SEC E ALONG W R/W LINE OF SAID EDEN DR A DISTANCE OF 110.53 FT
Legal Range20E
Legal Township19S
Legal Section12
Legal SubdivisionROBERT SCOTT UNRECORDED SUB
Legal Block1B000
Legal Lot Number110
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1006
Census Tract450901

Owner

10420 E Joy Ln, a mobile home, is owned by two individuals who bought it in March 2020.

Source: Citrus County records, as of August 13, 2026

Owner of Record2 Individual Names on File
Mailing Address704 ELM AVE, FRUITLAND PARK, FL 34731-2034
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2020 · Amount on File
Deed SaleMar 17, 2020 · Amount on File
Prior SaleJul 30, 2008 · Amount on File
Deed Document Number202014927
Deed Book / Page3047 / 1159
Prior Transfer DateJul 1, 2008
Prior Transfer Doc0000037013
Record UpdatedSep 20, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMar 17, 2020
Property Address10420 E JOY LN, INVERNESS, FL 34450-2937
Document Number0030471159
Book / Page003047 / 001159
Instrument DateMar 17, 2020
Instrument14927
Transaction TypeTransfer
Record UpdatedJun 3, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

AmountAmount on Record
Tax$210.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address704 ELM AVE FRUITLAND PARK FL 347312034, FRUITLAND PARK, FL 34731-2034

Tax Assessment & Valuation

The 2025 property tax bill for 10420 E Joy Ln was $777, up 11.8% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$777.00 (+11.8%)$49,786 (+2%) Land $6,800 Building $42,986$49,786 (+2%) Land $6,800 Building $42,986
2024$695.00 (+6.76%)$48,811 (+9.54%) Land $3,400 Building $45,411$48,811 (+9.54%) Land $3,400 Building $45,411
2023$651.00 (+12.24%)$44,560 (+15.52%) Land $3,400 Building $41,160$44,560 (+15.52%) Land $3,400 Building $41,160
2022$580.00$38,573 Land $2,110 Building $36,463$38,573 Land $2,110 Building $36,463

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10420 E Joy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 154 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies154 in force
Nearby Flood Claims40 (1982–2024)
Claims Outside the SFHA2 of 40
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Frances, Oct 2004 · 17 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10420 E Joy Ln is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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