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1050 Olive St, Ramona, CA 92065 Property Records

San Diego County property record for 1050 Olive St, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeAuto Repair, Garage
Details5,000 sqft · built 1986
Lot Size2.05 acres (89,298 sqft)
Owner2 Individual Names on File
Last Sale$850,000 (Aug 2017)
Tax Bill$15,203 (2025)
Deeds & MortgagesSep 2021 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN281-122-20-00

Property Details

APN / Parcel Number

Primary APN281-122-20-00

Interior

Building Area5,000 sqft Total Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area89,298 sqft

Location & Zoning

Street Address1050 OLIVE ST
CityRAMONA
StateCA
Zip92065-1821
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Legal DescriptionBLK 295 DOC82-159295 IN TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block295
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1007
Census Tract20806

Owner

Source: San Diego County records · APN 281-122-20-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address25102 MESA ESTATES RD, RAMONA, CA 92065-5148
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2021Deed of Trust, Mortgage · Commercial Mortgage
PACIFIC WESTERN NATIONAL BANK
Aug 31, 2017Grant Deed, Transfer
REEDY WILLIAM J TRUST (PT)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2017 · Amount on Record
Deed SaleAug 31, 2017 · Amount on Record
Deed Document Number2017399465
Prior Transfer DateAug 01, 2001
Prior Transfer Doc0000561650
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1050 OLIVE ST, RAMONA, CA 92065-1867
Transaction TypeMortgage
Record UpdatedSep 27, 2021
Title CompanyTICOR TITLE COMPANY-SD COMMERCIAL, TICOR TITLE SD COMMERCIAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address25102 MESA ESTATES RD, RAMONA, CA 92065-5148

Mortgage

Document Number0000658078
DateSep 16, 2021
Instrument2021-0658078
Lender
NamePACIFIC WESTERN NATIONAL BANK
TypeBank
AddressCARLSBAD, CA 92010
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 31, 2017
Property Address1050 OLIVE ST, RAMONA, CA 92065-1867
Document Number0000399465
Instrument DateMay 26, 2017
Instrument399465
Transaction TypeTransfer
Record UpdatedSep 05, 2017
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$935.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address25102 MESA ESTATES RD RAMONA CA 920655148, RAMONA, CA 92065-5148

Mortgage

Document Number399466
DateAug 31, 2017
Instrument399466
Lender
NameREEDY WILLIAM J TRUST (PT)
Address182 TRANKILO ST # 904, TAMUNING, GU 96913-3435
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$986,479 (+2%) Land $742,761 Building $243,718
2025$15,203.00 (+28.27%)$967,138 (+33.4%) Land $728,198 Building $238,940
2023$11,852.00 (-4.23%)$725,000 Land $647,000 Building $78,000
2022$12,375.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1995–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimJan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire LikelihoodAbout 1 in 441 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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