1227 Olive St, Ramona, CA 92065 Property Records

San Diego County property record for 1227 Olive St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,356 sqft · built 1950
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (May 2005)
Tax Bill	$6,500 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281-066-19-00`

Property Details

APN / Parcel Number

Primary APN	`281-066-19-00`
Alternative APN	`2810661400`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,356 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	47,916 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Old Parcel Number	2810661400
Street Address	1227 OLIVE ST
City	RAMONA
State	CA
Zip	92065-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M52
Legal Description	BLK 270 ELY 152 FT OF SLY 315 FT OF TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	270
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1003
Census Tract	20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1227 OLIVE ST, RAMONA, CA 92065-1824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU
Jul 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 2, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2005 · Amount on Record
Deed Sale	May 12, 2005 · Amount on Record
Prior Sale	Feb 3, 1999 · Amount on Record
Deed Document Number	2005403233
Last Transfer Date	May 26, 2021
Transfer Doc	0000501042
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1227 OLIVE ST, RAMONA, CA 92065-1824
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 OLIVE ST, RAMONA, CA 92065-1824

Mortgage

Document Number	0000614804
Date	Aug 30, 2021
Instrument	2021-0614804

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2021
Property Address	1227 OLIVE ST, RAMONA, CA 92065-1824
Document Number	0000501042
Map Reference	MAP 643
Instrument Date	May 26, 2021
Instrument	2021-0501042
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 OLIVE ST, RAMONA, CA 92065-1824

Mortgage

Document Number	0000501043
Date	Jul 13, 2021
Instrument	2021-0501043

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 2, 2018
Property Address	1227 OLIVE ST, RAMONA, CA 92065-1824
Document Number	0000084200
Map Reference	MAP 643
Instrument Date	Feb 22, 2018
Instrument	2018-0084200
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE RESOURCE GUARANTY COMP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 OLIVE ST, RAMONA, CA 92065-1824

Mortgage

Document Number	0000084201
Date	Mar 2, 2018
Instrument	2018-0084201

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$590,000 (-) Land $323,000 Building $267,000
2025	$6,500.00 (+17.82%)	$590,000 (+13.46%) Land $323,000 Building $267,000
2023	$5,517.00 (-4.38%)	$520,000 Land $285,000 Building $235,000
2022	$5,770.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1995–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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