San Diego County property record for 778 Olive St, Ramona, CA 92065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,776 sqft · built 1991 |
| Lot Size | 3.65 acres (158,994 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,139 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 281-130-04-00 |
| Primary APN | 281-130-04-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,776 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 158,994 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 778 OLIVE ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 289 TR 000644 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000644 |
| Legal Block | 289 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 20812 |
Source: San Diego County records · APN 281-130-04-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 778 OLIVE ST, RAMONA, CA 92065-1908 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 08, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 08, 2021 | Intrafamily Transfer, Transfer AMROCK LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 20, 2020 |
| Transfer Doc | 0000271775 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 778 OLIVE ST, RAMONA, CA 92065-1908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000260070 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 2020-0260070 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 08, 2021 |
| Property Address | 778 OLIVE ST, RAMONA, CA 92065-1908 |
| Document Number | 0000271773 |
| Map Reference | MAP 644 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 2021-0271773 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 778 OLIVE ST, RAMONA, CA 92065-1908 |
| Document Number | 0000271774 |
|---|---|
| Date | Apr 08, 2021 |
| Instrument | 2021-0271774 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Dec 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 08, 2021 |
| Property Address | 778 OLIVE ST, RAMONA, CA 92065-1908 |
| Document Number | 0000271775 |
| Map Reference | MAP 644 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 2021-0271775 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 778 OLIVE ST, RAMONA, CA 92065-1908 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $282,890 (+2%) Land $106,457 Building $176,433 | |
| 2025 | $3,139.00 (+11.04%) Homeowner's exemption | $277,344 (+4.04%) Land $104,370 Building $172,974 |
| 2023 | $2,827.00 (-4.88%) Homeowner's exemption | $266,576 Land $100,318 Building $166,258 |
| 2022 | $2,972.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 units insured 20 under condo master policies |
| Wildfire Risk | High above 75% of the US · above 51% of California |
|---|---|
| Wildfire Likelihood | About 1 in 232 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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