783 Olive St, Ramona, CA 92065 Property Records

San Diego County property record for 783 Olive St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,755 sqft · built 1995
Lot Size2.01 acres (87,556 sqft)
OwnerIndividual Name on Record
Last Sale$296,500 (May 2010)
Tax Bill$4,219 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN281-075-62-00

Property Details

APN / Parcel Number

Primary APN281-075-62-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,755 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area87,556 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address783 OLIVE ST
CityRAMONA
StateCA
Zip92065-1907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 1 TR PM17334
Legal SubdivisionPARCEL MAP NO 17334
Legal Tract1017334
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1029
Census Tract20812

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address783 OLIVE ST, RAMONA, CA 92065-1907
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2010 · Amount on Record
Deed SaleMay 21, 2010 · Amount on Record
Prior SaleOct 19, 1994 · Amount on Record
Deed Document Number2010255791
Last Transfer DateSep 16, 2014
Transfer Doc0000410220
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address783 OLIVE ST, RAMONA, CA 92065-1907
Transaction TypeMortgage
Record UpdatedFeb 11, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address783 OLIVE ST, RAMONA, CA 92065-1907

Mortgage

Document Number0000078512
DateFeb 2, 2021
Instrument2021-0078512
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueDec 1, 2050

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address783 OLIVE ST, RAMONA, CA 92065-1907
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003072
DateJan 4, 2017
Instrument2017-0003072
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term334 Months
DueNov 1, 2044

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$390,368 (+2%) Land $171,156 Building $219,212
2025$4,219.00 (+9.27%) Homeowner's exemption$382,714 (+4.04%) Land $167,800 Building $214,914
2023$3,861.00 (-3.26%) Homeowner's exemption$367,854 Land $161,285 Building $206,569
2022$3,991.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies37 units insured
incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 55% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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