1223 Olive St, Ramona, CA 92065 Property Records

San Diego County property record for 1223 Olive St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 1974
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Dec 2016)
Tax Bill	$5,388 (2025)
Deeds & Mortgages	Nov 2018 Transfer Nov 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`281-066-10-00`

Property Details

APN / Parcel Number

Primary APN	`281-066-10-00`
Alternative APN	`2810660700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	66,647 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	2810660700
Street Address	1223 OLIVE ST
City	RAMONA
State	CA
Zip	92065-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M52
Legal Description	BLK 271 W 106 FT OF TR 000643
Legal Subdivision	RAMONA
Legal Tract	000643
Legal Block	271
Legal Lot Number	271
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1003
Census Tract	20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1315, RAMONA, CA 92065-0875
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2018	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Nov 7, 2018	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Nov 7, 2018	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Nov 19, 2018	Quit Claim Deed, Transfer · Conventional Mortgage OCMBC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2016 · Amount on Record
Deed Sale	Dec 7, 2016 · Amount on Record
Prior Sale	May 31, 2000 · Amount on Record
Deed Document Number	2016671175
Last Transfer Date	Oct 17, 2018
Transfer Doc	0000481197
Record Updated	Oct 29, 2026

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 7, 2018
Property Address	1223 OLIVE ST, RAMONA, CA 92065-1824
Document Number	0000465175
Instrument Date	Oct 31, 2018
Instrument	465175
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 1315 RAMONA CA 920650875, RAMONA, CA 92065-0875

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 7, 2018
Property Address	1223 OLIVE ST, RAMONA, CA 92065-1824
Document Number	0000465173
Instrument Date	Oct 17, 2018
Instrument	465173
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1315 RAMONA CA 920650875, RAMONA, CA 92065-0875

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 7, 2018
Property Address	1223 OLIVE ST, RAMONA, CA 92065-1824
Document Number	0000465174
Instrument Date	Oct 17, 2018
Instrument	465174
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 1315 RAMONA CA 920650875, RAMONA, CA 92065-0875

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 19, 2018
Property Address	1223 OLIVE ST, RAMONA, CA 92065-1824
Document Number	0000481197
Instrument Date	Oct 17, 2018
Instrument	481197
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1315 RAMONA CA 920650875, RAMONA, CA 92065-0875

Mortgage

Document Number	481198
Date	Nov 19, 2018
Instrument	481198

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$497,186 (+2%) Land $230,654 Building $266,532
2025	$5,388.00 (+8.11%)	$487,438 (+4.04%) Land $226,132 Building $261,306
2023	$4,984.00 (-2.24%)	$468,512 Land $217,352 Building $251,160
2022	$5,098.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1995–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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