Stanly County property record for 102 Vanderbilt Cir, Locust, NC 28097 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,652 sqft · built 2016 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Apr 2017) |
| Tax Bill | $3,267 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 557502564082 |
| Primary APN | 557502564082 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,652 sqft Finished Area |
| Gross Area | 3,114 sqft |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Porch |
| Porch Area | 120 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1516672 |
|---|---|
| Street Address | 102 VANDERBILT CIR |
| City | LOCUST |
| State | NC |
| Zip | 28097-9433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 102 VANDERBILT CIR LT 5 LOCUST VALLEY SUBD 557502074 |
| Legal Subdivision | LOCUST VALLEY |
| Legal Lot Number | 5 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 930801 |
Source: Stanly County records · APN 557502564082
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 VANDERBILT CIR, LOCUST, NC 28097-9433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 28, 2017 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on Record |
| Deed Sale | Apr 28, 2017 · Amount on Record |
| Prior Sale | Sep 28, 2016 · Amount on Record |
| Deed Document Number | 0001607313 |
| Deed Book / Page | 1607 / 313 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 102 VANDERBILT CIR, LOCUST, NC 28097-9433 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000434187 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 1745/1622 |
| Instrument | 434187 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Apr 28, 2017 |
| Property Address | 102 VANDERBILT CIR, LOCUST, NC 28097-9433 |
| Document Number | 0000390224 |
| Book / Page | 001607 / 000313 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 390224 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 07, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $540.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 102 VANDERBILT CIR LOCUST NC 280979433, LOCUST, NC 28097-9433 |
Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,267.00 | $299,802 Land $35,000 Building $264,802 | $299,802 Land $35,000 Building $264,802 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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