1047 Laredo Ln, Durham, NC 27703 Property Records

Durham County property record for 1047 Laredo Ln, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,770 sqft · built 2016
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,000 (Dec 2016)
Tax Bill	$5,859 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0850-72-5226`

Property Details

APN / Parcel Number

Primary APN	`0850-72-5226`
Alternative APNs	`0850-72-52-2657` `219204`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,770 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1047 LAREDO LN
City	DURHAM
State	NC
Zip	27703-8356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 3.990
Legal Description	BRIGHTLEAF @ THE PARK/TR# 13B/PH:03/LT#800 PL:000195-000110
Legal Subdivision	BRIGHTLFPK/TR:13B
Legal Phase	3
Legal Tract	13
Legal Lot Number	800
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	4
Census Block	4010
Census Tract	1808

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1047 LAREDO LN, DURHAM, NC 27703-8356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2016 · Amount on Record
Deed Sale	Dec 28, 2016 · Amount on Record
Prior Sale	Jul 28, 2016 · Amount on Record
Deed Document Number	201645499
Deed Book / Page	8097 / 1
Prior Transfer Date	Jul 27, 2016
Prior Transfer Doc	0079850734
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1047 LAREDO LN, DURHAM, NC 27703-8356
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1047 LAREDO LN, DURHAM, NC 27703-8356

Mortgage

Document Number	0097980833
Date	Oct 12, 2022
Book Page	9798/833
Instrument	2022039925

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1047 LAREDO LN, DURHAM, NC 27703-8356
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091590375
Date	Dec 7, 2020
Book Page	9159/375
Instrument	2020053921

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2040

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1047 LAREDO LN, DURHAM, NC 27703-8356
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094560052
Date	Sep 8, 2021
Book Page	9456/52
Instrument	2021045776

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,859.00 (+2.52%)	$576,570 (-) Land $111,150 Building $465,420	$576,570 (-) Land $111,150 Building $465,420
2025	$5,715.00 (+31.44%)	$576,570 (+73.69%) Land $111,150 Building $465,420	$576,570 (+73.69%) Land $111,150 Building $465,420
2023	$4,348.00 (+2.35%)	$331,951 Land $71,375 Building $260,576	$331,951 Land $71,375 Building $260,576
2022	$4,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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