Durham County property record for 1044 Laredo Ln, Durham, NC 27703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,512 sqft · built 2016 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $327,500 (Jan 2020) |
| Tax Bill | $5,638 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0850-72-4120 |
| Primary APN | 0850-72-4120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,512 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1044 LAREDO LN |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-8355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR 3.990 |
| Legal Description | BRIGHTLEAF @ THE PARK/TR# 13B/PH:03/LT#759 PL:000195-000110 |
| Legal Subdivision | BRIGHTLFPK/TR:13B |
| Legal Phase | 3 |
| Legal Tract | 13 |
| Legal Lot Number | 759 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 1808 |
1044 Laredo Ln is owned and occupied by an individual who bought it in January 2020.
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1044 LAREDO LN, DURHAM, NC 27703-8355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jan 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage NTFN |
| Jul 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2020 · Amount on File |
| Deed Sale | Jan 31, 2020 · Amount on File |
| Prior Sale | Jul 27, 2018 · Amount on File |
| Deed Document Number | 20204091 |
| Deed Book / Page | 8861 / 754 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1044 LAREDO LN, DURHAM, NC 27703-8355 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0092880843 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 9288/843 |
| Instrument | 2021017120 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jan 31, 2020 |
| Property Address | 1044 LAREDO LN, DURHAM, NC 27703-8355 |
| Document Number | 0088610754 |
| Book / Page | 008861 / 000754 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 4091 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $655.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1044 LAREDO LN DURHAM NC 277038355, DURHAM, NC 27703-8355 |
| Document Number | 88610756 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 008861/000756 |
| Instrument | 4092 |
| Name | NTFN |
|---|---|
| Address | LEWISVILLE, TX 75067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jul 27, 2018 |
| Property Address | 1044 LAREDO LN, DURHAM, NC 27703-8355 |
| Document Number | 0084760104 |
| Book / Page | 008476 / 000104 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 26250 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1044 LAREDO LN DURHAM NC 277038355, DURHAM, NC 27703-8355 |
| Document Number | 84760107 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 008476/000107 |
| Instrument | 26251 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2048 |
The 2026 property tax bill for 1044 Laredo Ln was $5,638, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,638.00 (+2.53%) | $554,787 (-) Land $110,175 Building $444,612 | $554,787 (-) Land $110,175 Building $444,612 |
| 2025 | $5,499.00 | $554,787 Land $110,175 Building $444,612 | $554,787 Land $110,175 Building $444,612 |
| 2023 | $4,091.00 (+2.35%) | $312,319 Land $70,375 Building $241,944 | $312,319 Land $70,375 Building $241,944 |
| 2022 | $3,997.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1044 Laredo Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1044 Laredo Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 1,000 / 100 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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