Durham County property record for 1046 Laredo Ln, Durham, NC 27703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,072 sqft · built 2016 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $451,000 (May 2023) |
| Tax Bill | $5,092 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0850-72-4170 |
| Primary APN | 0850-72-4170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,072 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1046 LAREDO LN |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-8355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR 3.990 |
| Legal Description | BRIGHTLEAF @ THE PARK/TR# 13B/PH:03/LT#760 PL:000195-000110 |
| Legal Subdivision | BRIGHTLFPK/TR:13B |
| Legal Phase | 3 |
| Legal Tract | 13 |
| Legal Lot Number | 760 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 1808 |
1046 Laredo Ln is owned and occupied by two individuals who bought it in May 2023.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1046 LAREDO LN, DURHAM, NC 27703-8355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Apr 28, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Mar 30, 2017 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2023 · Amount on File |
| Deed Sale | May 9, 2023 · Amount on File |
| Prior Sale | Mar 30, 2017 · Amount on File |
| Deed Document Number | 202361060 |
| Deed Book / Page | 9913 / 837 |
| Prior Transfer Date | Aug 23, 2016 |
| Prior Transfer Doc | 0080050748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | May 9, 2023 |
| Property Address | 1046 LAREDO LN, DURHAM, NC 27703-8355 |
| Document Number | 0099130837 |
| Book / Page | 9913 / 837 |
| Map Reference | MB 195 PG 109-111 |
| Instrument Date | May 4, 2023 |
| Instrument | 2023061060 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | INVESTORS TITLE-GLENDALE, INVESTORS TITLE RALEIGH |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $902.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1033 BIG SPRING CIR, DURHAM, NC 27703-7604 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1046 LAREDO LN, DURHAM, NC 27703-8355 |
| Investor | Possibly a Property Investor |
| Document Number | 2023061061 |
|---|---|
| Date | May 9, 2023 |
| Instrument | 2023061061 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1046 LAREDO LN, DURHAM, NC 27703-8355 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 1046 LAREDO LN, DURHAM, NC 27703-8355 |
| Document Number | 0096800083 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 9680/83 |
| Instrument | 2022017806 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Mar 30, 2017 |
| Property Address | 1046 LAREDO LN, DURHAM, NC 27703-8355 |
| Document Number | 0081520481 |
| Book / Page | 8152 / 481 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 2017010285 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1046 LAREDO LN, DURHAM, NC 27703-8355 |
| Document Number | 0081520483 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 8152/483 |
| Instrument | 2017010286 |
| Name | FIRST COMMUNITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
The 2026 property tax bill for 1046 Laredo Ln was $5,092, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,092.00 (+2.52%) | $501,125 (-) Land $110,175 Building $390,950 | $501,125 (-) Land $110,175 Building $390,950 |
| 2025 | $4,967.00 | $501,125 Land $110,175 Building $390,950 | $501,125 Land $110,175 Building $390,950 |
| 2023 | $3,633.00 (+2.34%) | $277,396 Land $70,375 Building $207,021 | $277,396 Land $70,375 Building $207,021 |
| 2022 | $3,550.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1046 Laredo Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1046 Laredo Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 1,000 / 100 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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