1041 Laredo Ln, Durham, NC 27703 Property Records

Durham County property record for 1041 Laredo Ln, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,882 sqft · built 2016
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$399,000 (Nov 2020)
Tax Bill	$5,741 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0850-72-3276`

Property Details

APN / Parcel Number

Primary APN	`0850-72-3276`
Alternative APNs	`0850-72-32-7629` `219207`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,882 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1041 LAREDO LN
City	DURHAM
State	NC
Zip	27703-8356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 3.990
Legal Description	BRIGHTLEAF @ THE PARK/TR# 13B/PH:03/LT#803 PL:000195-000110
Legal Subdivision	BRIGHTLFPK/TR:13B
Legal Phase	03
Legal Tract	13
Legal Lot Number	803
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	4
Census Block	4010
Census Tract	1808

Owner

Source: Durham County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1041 LAREDO LN, DURHAM, NC 27703-8356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE OF THE CAROLINAS
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	Jul 26, 2016 · Amount on Record
Deed Document Number	202048899
Deed Book / Page	9128 / 705
Prior Transfer Date	Mar 15, 2016
Prior Transfer Doc	0078900594
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Nov 9, 2020
Property Address	1041 LAREDO LN, DURHAM, NC 27703-8356
Document Number	0091280705
Book / Page	9128 / 705
Map Reference	MB 195 PG 109-111
Instrument Date	Nov 3, 2020
Instrument	2020048899
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$798.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5112 BARTONS ENCLAVE LN, 5112, RALEIGH, NC 27613-6164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 LAREDO LN, DURHAM, NC 27703-8356

Mortgage

Document Number	2020048900
Date	Nov 9, 2020
Instrument	2020048900

Lender

Name	TOWNE MORTGAGE OF THE CAROLINAS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1041 LAREDO LN, DURHAM, NC 27703-8356
Document Number	0088010582
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 LAZRIVER DR DURHAM NC 27712, DURHAM, NC 27712

Mortgage

Document Number	0088010582
Date	Nov 15, 2019
Book Page	008801/000582
Instrument	42274

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 14, 2039

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,741.00 (+32.71%)	$579,143 (+75.33%) Land $110,175 Building $468,968	$579,143 (+75.33%) Land $110,175 Building $468,968
2023	$4,326.00 (+2.34%)	$330,325 Land $70,375 Building $259,950	$330,325 Land $70,375 Building $259,950
2022	$4,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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