1039 Laredo Ln, Durham, NC 27703 Property Records

Durham County property record for 1039 Laredo Ln, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,775 sqft · built 2016
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jan 2021)
Tax Bill	$5,922 (2026)
Deeds & Mortgages	May 2020 Mortgage Jan 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0850-72-3227`

Property Details

APN / Parcel Number

Primary APN	`0850-72-3227`
Alternative APNs	`0850-72-32-2720` `219208`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,775 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1039 LAREDO LN
City	DURHAM
State	NC
Zip	27703-8356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 3.990
Legal Description	BRIGHTLEAF @ THE PARK/TR# 13B/PH:03/LT#804 PL:000195-000110
Legal Subdivision	BRIGHTLFPK/TR:13B
Legal Phase	3
Legal Tract	13
Legal Lot Number	804
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	4
Census Block	4010
Census Tract	1808

Owner

1039 Laredo Ln is owned and occupied by two individuals who bought it in January 2021.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1039 LAREDO LN, DURHAM, NC 27703-8356
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Jan 28, 2021	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
Mar 27, 2020	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY
Apr 5, 2018	Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR
Jan 27, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage GMFS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2021 · Amount on File
Deed Sale	Jan 28, 2021 · Amount on File
Prior Sale	Apr 5, 2018 · Amount on File
Deed Document Number	20214484
Deed Book / Page	9213 / 639
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1039 LAREDO LN, DURHAM, NC 27703-8356
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089420206
Date	May 13, 2020
Book Page	8942/206
Instrument	2020017202

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jan 28, 2021
Property Address	1039 LAREDO LN, DURHAM, NC 27703-8356
Document Number	0092130639
Book / Page	9213 / 639
Map Reference	MB 195 PG 291
Instrument Date	Jan 28, 2021
Instrument	2021004484
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1929 LYRA PL, 1929, WAKE FOREST, NC 27587-8864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 LAREDO LN, DURHAM, NC 27703-8356

Mortgage

Document Number	2021004485
Date	Jan 28, 2021
Instrument	2021004485

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 27, 2020
Property Address	1039 LAREDO LN, DURHAM, NC 27703-8356
Document Number	0088990838
Book / Page	008899 / 000838
Instrument Date	Mar 27, 2020
Instrument	10422
Transaction Type	Subdivision Related Transfer
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$626.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 FARM LEAF DR DURHAM NC 277034689, DURHAM, NC 27703-4689

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 5, 2018
Property Address	1039 LAREDO LN, DURHAM, NC 27703-8356
Document Number	0083970265
Book / Page	008397 / 000265
Instrument Date	Mar 26, 2018
Instrument	11141
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	BB AND T ML POST CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 LAREDO LN DURHAM NC 277038356, DURHAM, NC 27703-8356

Mortgage

Document Number	83970267
Date	Apr 5, 2018
Book Page	008397/000267
Instrument	11142

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2048

January 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DURHAM NC
Recording Date	Jan 27, 2017
Property Address	1039 LAREDO LN, DURHAM, NC 27703-8356
Document Number	0081140428
Book / Page	008114 / 000428
Instrument Date	Jan 27, 2017
Instrument	2869
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 LAREDO LN DURHAM NC 277038356, DURHAM, NC 27703-8356

Mortgage

Document Number	81140430
Date	Jan 27, 2017
Book Page	008114/000430
Instrument	2870

Lender

Name	GMFS
Address	BATON ROUGE, LA 70806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1039 Laredo Ln was $5,922, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,922.00 (+2.53%)	$582,716 (-) Land $110,175 Building $472,541	$582,716 (-) Land $110,175 Building $472,541
2025	$5,776.00	$582,716 Land $110,175 Building $472,541	$582,716 Land $110,175 Building $472,541
2023	$4,402.00 (+2.32%)	$336,123 Land $70,375 Building $265,748	$336,123 Land $70,375 Building $265,748
2022	$4,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1039 Laredo Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1039 Laredo Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Nearby Properties on Laredo Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures