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1045 Morningside Dr, Naples, FL 34103 Property Records

Collier County property record for 1045 Morningside Dr, Naples, FL 34103

Property Summary

Property TypeSingle Family Home
Details3,163 sqft · built 2024
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on File
Last Sale$350,000 (Nov 2021)
Tax Bill$15,626 (2025)
Deeds & MortgagesNov 2021 Sale
Jun 2021 Sale
Flood ZoneZone AH (high risk)
APN494860 24A15

Property Details

APN / Parcel Number

Primary APN494860 24A15
Alternative APN
  • 60645000049

Interior

Building Area3,163 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Construction TypeMasonry / Concrete Block
Lot Area9,583 sqft (0.22 acres)
Pool Area392 sqft
Deck Area445 sqft

Location & Zoning

Street Address1045 MORNINGSIDE DR
CityNAPLES
StateFL
Zip34103-3343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORNINGSIDE RESERVE LOT 2
Legal Range25
Legal Township49
Legal Section15
Legal SubdivisionMORNINGSIDE RESERVE
Legal Tract494860
Legal Block1
Legal Lot Number2
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1024
Census Tract10300

Owner

1045 Morningside Dr is owned by a company that bought it in November 2021.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address2277 TRADE CENTER WAY, 2, NAPLES, FL 34109-2010
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Warranty Deed, Transfer
NAPLES TITLE INC
Jun 19, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2021 · Amount on File
Deed SaleNov 15, 2021 · Amount on File
Prior SaleJun 19, 2021 · Amount on File
Deed Document Number20216159118
Deed Book / Page6041 / 3702
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateNov 15, 2021
Property Address1045 MORNINGSIDE DR, NAPLES, FL 34103-3343
Document Number0060413702
Book / Page6041 / 3702
Map ReferenceMB 56 PG 50
Instrument DateNov 10, 2021
Instrument6159118
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyNAPLES TITLE INC

Transaction

AmountAmount on Record
Tax$2,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5674 HIDDEN OAKS LN, NAPLES, FL 34119-1142

Transferred To (Grantee/Buyer)

NameVerified Name
Address2277 TRADE CENTER WAY # 2, 2, NAPLES, FL 34109-2010

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJun 19, 2021
Property Address1045 MORNINGSIDE DR, NAPLES, FL 34103-3343
Document Number0059680343
Book / Page5968 / 343
Map ReferenceMB 56 PG 50
Instrument DateApr 15, 2021
Instrument6081409
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$1,946.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address176 FLAME VINE DR, NAPLES, FL 34110-5701

Transferred To (Grantee/Buyer)

NameVerified Name
Address4870 GOLDEN GATE PKWY, NAPLES, FL 34116-6965
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Morningside Dr was $15,626, up 286.5% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$613,737 (-61.45%) Land $364,140 Building $249,597$613,737 (-62.72%) Land $364,140 Building $249,597
2025$15,626.00 (+286.5%)$1,592,170$1,646,148 Land $434,112 Building $1,212,036
2024$4,043.00 (+13.19%)
2023$3,572.00 (+19.54%)$314,160 (+1%)$428,400 (+5%) Land $428,400
2022$2,988.00$285,600 Land $285,600$285,600 Land $285,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1045 Morningside Dr in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 269 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies438 units insured
incl. 169 condo units
Nearby Flood Claims66 (2013–2022)
Claims Outside the SFHA22 of 66
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Morningside Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

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