1040 Morningside Dr, Naples, FL 34103 Property Records

Collier County property record for 1040 Morningside Dr, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	1,782 sqft · built 1974
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on Record
Last Sale	$201,000 (Jul 2026)
Tax Bill	$2,123 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`494800 5.24A15`

Property Details

APN / Parcel Number

Primary APN	`494800 5.24A15`
Alternative APNs	`60630320006115400524` `60630320006`

Interior

Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Masonry / Concrete Block
Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	1040 MORNINGSIDE DR
City	NAPLES
State	FL
Zip	34103-3344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	MORNINGSIDE E 100FT OF W 200FT LOT 5
Legal Range	25
Legal Township	49
Legal Section	15
Legal Subdivision	MORNINGSIDE
Legal Tract	494800
Legal Block	1
Legal Lot Number	5
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1023
Census Tract	10300

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1040 MORNINGSIDE DR, NAPLES, FL 34103-3344
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Quit Claim Deed, Transfer · Conventional Mortgage BENWORTH CAPITAL PARTNERS
Jun 27, 2023	Deed of Trust, Mortgage GLENN P TWIGG IRREVOCABLE TRUST
Jul 21, 2022	Deed of Trust, Mortgage · Balloon Mortgage GLENN P TWIGG IRREVOCABLE TRUST
Mar 2, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Nov 21, 2003 · Amount on Record
Deed Document Number	20266853182
Deed Book / Page	6611 / 3625
Prior Transfer Date	Jan 30, 2004
Prior Transfer Doc	3506000102
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 21, 2026
Property Address	1040 MORNINGSIDE DR, NAPLES, FL 34103-3344
Document Number	0006853182
Book / Page	6611 / 3625
Instrument Date	Jul 17, 2026
Instrument	20266853182
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	ATTORNEYS TITLE SERVICES LLC, ATTORNEYS TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$142,107.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1040 MORNINGSIDE DR, NAPLES, FL 34103-3344

Mortgage

Document Number	0006853183,
Date	Jul 21, 2026
Book Page	6611/3627
Instrument	20266853183

Lender

Name	BENWORTH CAPITAL PARTNERS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1040 MORNINGSIDE DR, NAPLES, FL 34103-3344
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0062620497
Date	Jun 27, 2023
Book Page	6262/497
Instrument	6421193

Lender

Name	GLENN P TWIGG IRREVOCABLE TRUST
Type	Private Party
Address	PO BOX 2497, NAPLES, FL 34106

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 27, 2024

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1040 MORNINGSIDE DR, NAPLES, FL 34103-3344
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061551615
Date	Jul 21, 2022
Book Page	6155/1615
Instrument	6286116

Lender

Name	GLENN P TWIGG IRREVOCABLE TRUST
Type	Private Party
Address	PO BOX 2497, NAPLES, FL 34106

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Mar 2, 2021
Property Address	1040 MORNINGSIDE DR, NAPLES, FL 34103-3344
Document Number	0059003661
Book / Page	5900 / 3661
Map Reference	MB 3 PG 26
Instrument Date	Dec 2, 2020
Instrument	6010817
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 MORNINGSIDE DR, 1040, NAPLES, FL 34103-3344

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 MORNINGSIDE DR, NAPLES, FL 34103-3344

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,433 (+2.7%)	$533,299 (-29.07%) Land $376,650 Building $156,649
2025	$2,123.00 (+2.51%) Homeowner's exemption	$235,086 (+2.9%)	$751,862 (-3.65%) Land $615,600 Building $136,262
2024	$2,071.00 (+1.42%) Homeowner's exemption	$228,461 (+3%)	$780,306 (+5.35%) Land $648,000 Building $132,306
2023	$2,042.00 (-1.45%) Homeowner's exemption	$221,807 (+3%)	$740,652 (+30.29%) Land $607,500 Building $133,152
2022	$2,072.00 Homeowner's exemption	$215,347	$568,452 Land $425,250 Building $143,202

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 269 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	438 units insured incl. 169 condo units
Nearby Flood Claims	66 (2013–2022)
Claims Outside the SFHA	22 of 66
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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