1023 Morningside Dr, Naples, FL 34103 Property Records

Collier County property record for 1023 Morningside Dr, Naples, FL 34103 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,803 sqft · built 2023
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on File
Last Sale	$280,000 (May 2021)
Tax Bill	$18,321 (2025)
Deeds & Mortgages	Apr 2024 Transfer May 2022 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`494860 14A15`

Property Details

APN / Parcel Number

Primary APN	`494860 14A15`
Alternative APN	`60645000023`

Interior

Building Area	2,803 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Masonry / Concrete Block
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	136 ft deep x 90 ft wide
Pool Area	288 sqft
Deck Area	1,139 sqft

Location & Zoning

Street Address	1023 MORNINGSIDE DR
City	NAPLES
State	FL
Zip	34103-3343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORNINGSIDE RESERVE LOT 1
Legal Range	25
Legal Township	49
Legal Section	15
Legal Subdivision	MORNINGSIDE RESERVE
Legal Tract	494860
Legal Block	1
Legal Lot Number	1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1024
Census Tract	10300

Owner

Source: Collier County records · APN 494860 14A15

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1023 MORNINGSIDE DR, NAPLES, FL 34103-3343
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
May 03, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 03, 2021 · Amount on Record
Deed Sale	May 03, 2021 · Amount on Record
Prior Sale	Apr 05, 2011 · Amount on Record
Deed Document Number	20216050439
Deed Book / Page	5939 / 459
Last Transfer Date	Mar 15, 2024
Transfer Doc	0063461434
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Apr 05, 2024
Property Address	1023 MORNINGSIDE DR, NAPLES, FL 34103-3343
Document Number	0063461434
Book / Page	6346 / 1434
Map Reference	MB 56 PG 50
Instrument Date	Mar 15, 2024
Instrument	6528764
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1023 MORNINGSIDE DR, NAPLES, FL 34103-3343

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1023 MORNINGSIDE DR, NAPLES, FL 34103-3343

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1023 MORNINGSIDE DR, NAPLES, FL 34103-3343
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 SHARWOOD DR, NAPLES, FL 34110-5723

Mortgage

Document Number	0061282916
Date	May 18, 2022
Book Page	6128/2916
Instrument	6254436

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 01, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.37%
Index	Other
Margin	3
Max Rate	8.37%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 03, 2021
Property Address	1023 MORNINGSIDE DR, NAPLES, FL 34103-3343
Document Number	0059390459
Book / Page	5939 / 459
Map Reference	MB 56 PG 50
Instrument Date	Apr 26, 2021
Instrument	6050439
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	NAPLES TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	176 FLAME VINE DR, NAPLES, FL 34110-5701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2277 TRADE CENTER WAY STE 102, 102, NAPLES, FL 34109-2010

Mortgage

Document Number	0005939461
Date	May 03, 2021
Instrument	5939/461

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	May 01, 2022
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	6.75%
Index	1-Month LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,321.00 (+1.27%) Homeowner's exemption	$1,939,022 (+378.6%) Land $559,832 Building $1,379,190	$1,939,022 (+250.98%) Land $559,832 Building $1,379,190
2024	$18,092.00 (+272.57%)
2023	$4,856.00 (+26.03%)	$405,141 (+1%)	$552,465 (+5%) Land $552,465
2022	$3,853.00	$368,310 Land $368,310	$368,310 Land $368,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210103001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AH shallow ponding 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 269 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	438 units insured 169 under condo master policies
Nearby Flood Claims	66 (2013–2022)
Claims Outside the SFHA	22 of 66
Most Recent Claim	Sep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 62 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 343 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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