McHenry County property record for 1043 N River Rd, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Owner | Company Name on Record |
| Last Sale | $145,000 (Feb 2019) |
| Deeds & Mortgages | Nov 2023 Transfer Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-27-476-053 |
| Primary APN | 19-27-476-053 |
|---|
| Street Address | 1043 N RIVER RD |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0003561 LT 5 RIVER BLUFF ESTS SUB |
| Legal Subdivision | RIVER BLUFF ESTS |
| Legal Lot Number | 5 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 871600 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1043 N RIVER RD, ALGONQUIN, IL 60102-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 22, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GREAT LAKES HOME MORTGAGE INC |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GREAT LAKES HOME MORTGAGE INC |
| Apr 25, 2019 | Trustee's Deed, Construction Loan · Line of Credit PRAIRIE CMNTY BK |
| Feb 7, 2019 | Warranty Deed, Subdivision Related Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2019 · Amount on Record |
| Deed Sale | Feb 7, 2019 · Amount on Record |
| Prior Sale | Feb 7, 2019 · Amount on Record |
| Deed Document Number | 0000003561 |
| Last Transfer Date | Nov 22, 2023 |
| Transfer Doc | 0000029598 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Nov 22, 2023 |
| Property Address | 1043 N RIVER RD, ALGONQUIN, IL 60102-2407 |
| Document Number | 0000029598 |
| Map Reference | DOC 2018R0024123 |
| Instrument Date | Nov 3, 2023 |
| Instrument | 2023R0029598 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1043 N RIVER RD, ALGONQUIN, IL 60102-2407 |
| Name | Verified Name |
|---|---|
| Address | 1043 N RIVER RD, ALGONQUIN, IL 60102-2407 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1043 N RIVER RD, ALGONQUIN, IL 60102-2407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015028 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 2020R0015028 |
| Name | GREAT LAKES HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | LIBERTYVILLE, IL 60048 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1043 N RIVER RD, ALGONQUIN, IL 60102-2407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AGENT FOR FIDELITY NATL TTL |
| Name | Verified Name |
|---|
| Document Number | 0000000211 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 2021R0000211 |
| Name | GREAT LAKES HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | LIBERTYVILLE, IL 60048 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 25, 2019 |
| Property Address | 1043 N RIVER RD, ALGONQUIN, IL 60102-2407 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 11155 |
| Transaction Type | Construction Loan |
| Record Updated | May 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1043 N RIVER RD ALGONQUIN IL 60102, ALGONQUIN, IL 60102 |
| Document Number | 0000011155 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 11155 |
| Name | PRAIRIE CMNTY BK |
|---|---|
| Type | Bank |
| Address | MARENGO, IL 60152 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 24, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 7, 2019 |
| Property Address | 1043 N RIVER RD, ALGONQUIN, IL 60102-2407 |
| Document Number | 0000003561 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 3561 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 27, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $217.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 LONGWOOD CT ALGONQUIN IL 601023106, ALGONQUIN, IL 60102-3106 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $177,712 Land $46,356 Building $131,356 | $533,136 Land $139,068 Building $394,068 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (1979–1987) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 1987 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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