McHenry County property record for 1127 N River Rd, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 4,867 sqft · built 2001 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $580,000 (Jun 2020) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-27-476-019 |
| Primary APN | 19-27-476-019 |
|---|
| Full Baths | 6 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,867 sqft |
| Gross Area | 7,366 sqft |
| 1st Floor Area | 2,449 sqft |
| 2nd Floor Area | 1,569 sqft |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 53,579 sqft (1.23 acres) |
| Heating System | Forced Air |
|---|
| Street Address | 1127 N RIVER RD |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0020928 PT LTS 14, ALL LT 15 & N PT LT 16 PLAT OF SEC 22, 23, 26, 27, 28, 33, 34 & 35 |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 27 |
| Legal Block | 476 |
| Legal Lot Number | 14-16 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 871600 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1127 N RIVER RD, ALGONQUIN, IL 60102-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Jun 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2020 · Amount on Record |
| Deed Sale | Jun 11, 2020 · Amount on Record |
| Prior Sale | Jan 4, 2001 · Amount on Record |
| Deed Document Number | 2020R0020928 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1127 N RIVER RD, ALGONQUIN, IL 60102-2408 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000033317 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 2021R0033317 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PALATINE, IL 60067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 11, 2020 |
| Property Address | 1127 N RIVER RD, ALGONQUIN, IL 60102-2408 |
| Document Number | 0000020928 |
| Map Reference | MB 22 PPPPPPG 520 |
| Instrument Date | May 26, 2020 |
| Instrument | 2020R0020928 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1127 N RIVER RD, ALGONQUIN, IL 60102-2408 |
| Document Number | 0000020929 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 2020R0020929 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $280,254 Land $47,750 Building $232,504 | $840,762 Land $143,250 Building $697,512 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (1979–1987) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 1987 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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