McHenry County property record for 1025 N River Rd, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,561 sqft · built 1935 |
| Lot Size | 4.39 acres (191,228 sqft) |
| Owner | Company Name on File |
| Last Sale | $260,000 (Jan 2021) |
| Tax Bill | $9,296 (2024) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jul 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-27-476-012 |
| Primary APN | 19-27-476-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,561 sqft Living Area |
| 1st Floor Area | 1,648 sqft |
| Basement Area | 1,408 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Colonial |
| Lot Area | 191,228 sqft (4.39 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1025 N RIVER RD |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0025344 PT LTS 19 & 20 ASSRS PLAT |
| Legal Subdivision | THE ASSESSORS PLAT |
| Legal Block | 476 |
| Legal Lot Number | 19,20 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 871600 |
Source: McHenry County assessment roll, as of June 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1025 N RIVER RD, ALGONQUIN, IL 60102-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 23, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 18, 2022 | Intrafamily Transfer, Transfer |
| Jan 11, 2021 | Warranty Deed, Transfer NLT TITLE LLC |
| Oct 9, 2020 | Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 11, 2021 · Amount on Record |
| Deed Sale | Jan 11, 2021 · Amount on Record |
| Prior Sale | Oct 9, 2020 |
| Deed Document Number | 20211980 |
| Last Transfer Date | Jul 18, 2022 |
| Transfer Doc | 0000025344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1025 N RIVER RD, ALGONQUIN, IL 60102-2407 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000004162 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 2024R0004162 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 8, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 18, 2022 |
| Property Address | 1025 N RIVER RD, ALGONQUIN, IL 60102-2407 |
| Document Number | 0000025344 |
| Instrument Date | May 12, 2022 |
| Instrument | 2022R0025344 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1025 N RIVER RD, ALGONQUIN, IL 60102-2407 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jan 11, 2021 |
| Property Address | 1025 N RIVER RD, ALGONQUIN, IL 60102-2407 |
| Document Number | 0000001980 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 1980 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2021 |
| Title Company | NLT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $390.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6129 HAWTHORNE ST ROSEMONT IL 600184405, ROSEMONT, IL 60018-4405 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 9, 2020 |
| Property Address | 1025 N RIVER RD, ALGONQUIN, IL 60102-2407 |
| Document Number | 0000041869 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 41869 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 102 W MAIN ST LENA IL 610489247, LENA, IL 61048-9247 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $9,296.00 | $179,004 (+11.99%) Land $62,520 Building $116,484 | $537,012 (+11.99%) Land $187,560 Building $349,452 |
| 2022 | Homeowner's exemption Additional exemption filed | $159,842 Land $79,220 Building $80,622 | $479,526 Land $237,660 Building $241,866 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (1979–1987) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 1987 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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