McHenry County property record for 1001 N River Rd, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,846 sqft · built 1927 |
| Lot Size | 2.27 acres (98,881 sqft) |
| Owner | Individual Name on File |
| Last Sale | $627,500 (May 2022) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-27-476-010 |
| Primary APN | 19-27-476-010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,846 sqft |
| 1st Floor Area | 1,170 sqft |
| 2nd Floor Area | 676 sqft |
| Year Built | Built 1927 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Frame Siding |
| Lot Area | 98,881 sqft (2.27 acres) |
| Heating System | Forced Air |
|---|
| Street Address | 1001 N RIVER RD |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0017139 PT SE1/4 SE1/4 |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 27 |
| Legal Block | 476 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 871600 |
Source: McHenry County records · APN 19-27-476-010
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1001 N RIVER RD, ALGONQUIN, IL 60102-2407 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2022 | Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 29, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2022 · Amount on Record |
| Deed Sale | May 11, 2022 · Amount on Record |
| Prior Sale | Jan 29, 2018 |
| Deed Document Number | 2022R0017139 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 11, 2022 |
| Property Address | 1001 N RIVER RD, ALGONQUIN, IL 60102-2407 |
| Document Number | 0000017139 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022R0017139 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $627.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 110 GEORGETOWN DR, CARY, IL 60013-1875 |
| Document Number | 0000017140 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 2022R0017140 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.62% |
| Index | Other |
| Max Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1001 N RIVER RD, ALGONQUIN, IL 60102-2407 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000044982 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021R0044982 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1001 N RIVER RD, ALGONQUIN, IL 60102-2407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000027341 |
|---|---|
| Date | Jul 26, 2017 |
| Instrument | 2017R0027341 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jan 29, 2018 |
| Property Address | 1001 N RIVER RD, ALGONQUIN, IL 60102-2407 |
| Document Number | 0000003032 |
| Instrument Date | Jan 15, 2018 |
| Instrument | 3032 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1001 N RIVER RD MCHENRY IL 600515856, MCHENRY, IL 60051-5856 |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $137,676 Land $57,165 Building $80,511 | $413,028 Land $171,495 Building $241,533 |
Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (1979–1987) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 1987 · alluvial fan flooding |
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 185 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ALGONQUIN serves 30,700 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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