1199 N River Rd, Algonquin, IL 60102 Property Records

McHenry County property record for 1199 N River Rd, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,338 sqft · built 1973
Lot Size1.07 acres (46,995 sqft)
OwnerIndividual Name on Record
Last Sale$479,000 (Aug 2021)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-26-353-001

Property Details

APN / Parcel Number

Primary APN19-26-353-001

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,338 sqft
Gross Area3,067 sqft
1st Floor Area1,398 sqft
2nd Floor Area940 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Architectural StyleCape Cod
Exterior MaterialVinyl
Lot Area46,995 sqft (1.07 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1199 N RIVER RD
CityALGONQUIN
StateIL
Zip60102-2408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0043989 LT 1 ECHO WOODS ON THE FOX
Legal Range08E
Legal Township43N
Legal Section26
Legal SubdivisionECHO WOODS/FOX
Legal Block353
Legal Lot Number1
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group4
Census Block4035
Census Tract871600

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1199 N RIVER RD, ALGONQUIN, IL 60102-2408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2021 · Amount on Record
Deed SaleAug 11, 2021 · Amount on Record
Prior SaleNov 15, 2010 · Amount on Record
Deed Document NumberWARRANTY DEED
Record UpdatedJun 7, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 11, 2021
Property Address1199 N RIVER RD, ALGONQUIN, IL 60102-2408
Document Number0000043989
Map ReferenceDOC 90-R-10745
Instrument DateAug 3, 2021
Instrument2021R0043989
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$479.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1199 N RIVER RD, ALGONQUIN, IL 60102-2408

Mortgage

Document Number0000043990
DateAug 11, 2021
Instrument2021R0043990
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$129,066 Land $41,050 Building $88,016$387,198 Land $123,150 Building $264,048

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims4 (1979–1987)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 1987 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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