1043 Deer Trail Rd, Montrose, CO 81401 Property Records

Montrose County property record for 1043 Deer Trail Rd, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,769 sqft · built 2004
Lot Size	0.176 acres (7,648 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Mar 2025)
Tax Bill	$2,233 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2011 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3767-223-07-043`

Property Details

APN / Parcel Number

Primary APN	`3767-223-07-043`
Alternative APN	`R0017484`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,769 sqft Heated Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,648 sqft (0.176 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0017484
Street Address	1043 DEER TRAIL RD
City	MONTROSE
State	CO
Zip	81401-6822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: DEER TRAIL AT CIMARRON CREEK SUBD LOT: 42 S: 22 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	22
Legal Subdivision	DEER TRAIL AT CIMARRON CREEK
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2028
Census Tract	966503

Owner

1043 Deer Trail Rd is owned and occupied by two individuals who bought it in March 2025.

Source: Montrose County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1043 DEER TRAIL RD, MONTROSE, CO 81401-6822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage NAVY FCU
Mar 15, 2011	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC MORTGAGE HOME LOANS LLC
Apr 8, 2009	Deed of Trust, Mortgage · Line of Credit NUVISTA FCU
Mar 3, 2025	Special Warranty Deed, Transfer
Mar 2, 2007	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN HERITAGE TITL
Mar 22, 2005	Warranty Deed, Subdivision Related Transfer SURITY TITLE, SECURITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2025 · Amount on File
Deed Sale	Mar 3, 2025 · Amount on File
Prior Sale	Mar 2, 2007 · Amount on File
Deed Document Number	2025979002
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1043 DEER TRAIL RD, MONTROSE, CO 81401-6822
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000921100
Date	May 26, 2020
Instrument	921100

Lender

Name	NAVY FCU
Type	Credit Union
Address	MONTROSE, CO 81401

Agreement

Amount	Amount on Record

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1043 DEER TRAIL RD, MONTROSE, CO 81401-6822
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000823075
Date	Mar 15, 2011
Instrument	823075

Lender

Name	REPUBLIC MORTGAGE HOME LOANS LLC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2041

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1043 DEER TRAIL RD, MONTROSE, CO 81401-6822
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000801042
Date	Apr 8, 2009
Instrument	801042

Lender

Name	NUVISTA FCU
Address	MONTROSE, CO 81402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Mar 27, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Mar 3, 2025
Property Address	1043 DEER TRAIL RD, MONTROSE, CO 81401-6822
Document Number	0000979002
Instrument Date	Feb 28, 2025
Instrument	979002
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount on Record
Tax	$47.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1043 DEER TRAIL RD, MONTROSE, CO 81401-6822

March 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Mar 2, 2007
Property Address	1043 DEER TRAIL RD, MONTROSE, CO 81401-6822
Document Number	0000768952
Instrument Date	Mar 1, 2007
Instrument	768952
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN HERITAGE TITL

Transaction

Amount	Amount on Record
Tax	$20.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1043 DEER TRAIL RD, MONTROSE, CO 81401-6822
Investor	Possibly a Property Investor

March 2005: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Mar 22, 2005
Property Address	1043 DEER TRAIL RD, MONTROSE, CO 81401-6822
Document Number	0000734665
Instrument Date	Mar 18, 2005
Instrument	734665
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 24, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Amount	Amount on Record
Tax	$16.59
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 DEER TRAIL RD, MONTROSE, CO 81401-6822

Tax Assessment & Valuation

The 2025 property tax bill for 1043 Deer Trail Rd was $2,233, up 22.8% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,233.00 (+22.76%)	$34,040 (+34.87%)	$482,860 Land $62,000 Building $420,860
2024	$1,819.00 (+4.6%)	$25,240 (-15.89%) Land $2,920 Building $22,320
2023	$1,739.00	$30,010 Land $3,480 Building $26,530	$376,770 Land $43,630 Building $333,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1043 Deer Trail Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1043 Deer Trail Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Elevate Internet.

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