1048 Deer Trail Rd, Montrose, CO 81401 Property Records

Montrose County property record for 1048 Deer Trail Rd, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,381 sqft · built 2005
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$172,900 (Jul 2006)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	Aug 2015 Mortgage Sep 2010 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3767-223-07-005`

Property Details

APN / Parcel Number

Primary APN	`3767-223-07-005`
Alternative APN	`R0017446`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,381 sqft Heated Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	English
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0017446
Street Address	1048 DEER TRAIL RD
City	MONTROSE
State	CO
Zip	81401-6821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: DEER TRAIL AT CIMARRON CREEK SUBD LOT: 4
Legal Subdivision	DEER TRAIL AT CIMARRON CREEK
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2028
Census Tract	966503

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1048 DEER TRAIL RD, MONTROSE, CO 81401-6821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2015	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 7, 2010	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 12, 2008	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 7, 2006	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 23, 2005	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MORTGAGE RESOURCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2006 · Amount on Record
Deed Sale	Jul 7, 2006 · Amount on Record
Prior Sale	Jun 23, 2005 · Amount on Record
Deed Document Number	2006757825
Record Updated	Jun 8, 2026

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1048 DEER TRAIL RD, MONTROSE, CO 81401-6821
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000867832
Date	Aug 17, 2015
Instrument	867832

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2045

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1048 DEER TRAIL RD, MONTROSE, CO 81401-6821
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000817294
Date	Sep 7, 2010
Instrument	817294

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2040

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1048 DEER TRAIL RD, MONTROSE, CO 81401-6821
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	UNITED TITLE, UNITED TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000790136
Date	May 12, 2008
Instrument	790136

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2038

July 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Jul 7, 2006
Property Address	1048 DEER TRAIL RD, MONTROSE, CO 81401-6821
Document Number	0000757825
Instrument Date	Jul 6, 2006
Instrument	757825
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	SECURITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.29
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 DEER TRAIL RD, MONTROSE, CO 81401-6821

Mortgage

Document Number	0000757826
Date	Jul 7, 2006
Instrument	757826

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	BALTIMORE, MD 21297

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2036

June 2005: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Jun 23, 2005
Property Address	1048 DEER TRAIL RD, MONTROSE, CO 81401-6821
Document Number	0000739313
Instrument Date	Jun 22, 2005
Instrument	739313
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 24, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14.53
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 DEER TRAIL RD, MONTROSE, CO 81401-6821
Investor	Possibly a Property Investor

Mortgage

Document Number	0000739314
Date	Jun 23, 2005
Instrument	739314

Lender

Name	MORTGAGE RESOURCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,658.00 (+27.44%)	$25,270 (+4%)	$358,420 (+33.03%) Land $62,000 Building $296,420
2024	$1,301.00 (+4.67%)	$18,050 (-19.96%) Land $2,780 Building $15,270
2023	$1,243.00	$22,550 Land $3,480 Building $19,070	$269,420 Land $41,520 Building $227,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx.

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