1054 Deer Trail Rd, Montrose, CO 81401 Property Records

Montrose County property record for 1054 Deer Trail Rd, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 2004
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$231,000 (Jan 2020)
Tax Bill	$1,930 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2005 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3767-223-07-006`

Property Details

APN / Parcel Number

Primary APN	`3767-223-07-006`
Alternative APN	`R0017447`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,504 sqft Heated Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0017447
Street Address	1054 DEER TRAIL RD
City	MONTROSE
State	CO
Zip	81401-6821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: DEER TRAIL AT CIMARRON CREEK SUBD LOT: 5
Legal Subdivision	DEER TRAIL AT CIMARRON CREEK
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2028
Census Tract	966503

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	16886 RIVERVIEW CT, MONTROSE, CO 81403-7484
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Oct 18, 2005	Deed of Trust, Mortgage · ARM LONG BEACH MORTGAGE CO
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Jan 22, 2020	Special Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jan 22, 2020	Special Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Aug 17, 2005	Warranty Deed, Transfer · ARM LONG BEACH MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on Record
Deed Sale	Jan 22, 2020 · Amount on Record
Prior Sale	Aug 17, 2005 · Amount on Record
Deed Document Number	2020917319
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1054 DEER TRAIL RD, MONTROSE, CO 81401-6821
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000934494
Date	Apr 12, 2021
Instrument	934494

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1054 DEER TRAIL RD, MONTROSE, CO 81401-6821
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000745424
Date	Oct 18, 2005
Instrument	745424

Lender

Name	LONG BEACH MORTGAGE CO
Type	Subprime Lender
Address	ANAHEIM, CA 92806

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.9%
Type Change Date	Sep 1, 2007
Change Frequency	6 Months
Min Rate At Change	7.9%
Max Rate At Change	9.9%
Index	LIBOR
Max Rate	13.9%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1054 DEER TRAIL RD, MONTROSE, CO 81401-6821
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	934494
Date	Apr 12, 2021
Instrument	934494

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Jan 22, 2020
Property Address	1054 DEER TRAIL RD, MONTROSE, CO 81401-6821
Document Number	917319
Instrument Date	Jan 22, 2020
Instrument	917319
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1054 DEER TRAIL RD, 1054, MONTROSE, CO 81401-6821

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16886 RIVERVIEW CT, MONTROSE, CO 81403-7484

Mortgage

Document Number	917320
Date	Jan 22, 2020
Instrument	917320

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Jan 22, 2020
Property Address	1054 DEER TRAIL RD, MONTROSE, CO 81401-6821
Document Number	0000917319
Instrument Date	Jan 22, 2020
Instrument	917319
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1054 DEER TRAIL RD, MONTROSE, CO 81401-6821

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16886 RIVERVIEW CT, MONTROSE, CO 81403-7484

Mortgage

Document Number	0000917320
Date	Jan 22, 2020
Instrument	917320

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

August 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Aug 17, 2005
Property Address	1054 DEER TRAIL RD, MONTROSE, CO 81401-6821
Document Number	0000742297
Instrument Date	Aug 16, 2005
Instrument	742297
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	SECURITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1054 DEER TRAIL RD, MONTROSE, CO 81401-6821
Investor	Possibly a Property Investor

Mortgage

Document Number	0000742298
Date	Aug 17, 2005
Instrument	742298

Lender

Name	LONG BEACH MORTGAGE CO
Type	Subprime Lender
Address	ANAHEIM, CA 92806

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.9%
Type Change Date	Sep 1, 2007
Change Frequency	6 Months
Min Rate At Change	7.9%
Max Rate At Change	9.9%
Index	LIBOR
Max Rate	13.9%

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,930.00 (+22.15%)	$29,420 (+34.15%)	$417,380 (+27.5%) Land $62,000 Building $355,380
2024	$1,580.00 (+4.64%)	$21,930 (-17.49%) Land $2,870 Building $19,060
2023	$1,510.00	$26,580 Land $3,480 Building $23,100	$327,350 Land $42,810 Building $284,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx.

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