1047 Deer Trail Rd, Montrose, CO 81401 Property Records

Montrose County property record for 1047 Deer Trail Rd, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,163 sqft · built 2005
Lot Size	0.176 acres (7,648 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Sep 2020)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	Apr 2006 Mortgage Dec 2012 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`3767-223-07-042`

Property Details

APN / Parcel Number

Primary APN	`3767-223-07-042`
Alternative APN	`R0017483`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,163 sqft Heated Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,648 sqft (0.176 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0017483
Street Address	1047 DEER TRAIL RD
City	MONTROSE
State	CO
Zip	81401-6822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: DEER TRAIL AT CIMARRON CREEK SUBD LOT: 41 S: 22 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	22
Legal Subdivision	DEER TRAIL AT CIMARRON CREEK
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2028
Census Tract	966503

Owner

1047 Deer Trail Rd is owned and occupied by an individual who bought it in September 2020.

Source: Montrose County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1047 DEER TRAIL RD, MONTROSE, CO 81401-6822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2006	Deed of Trust, Mortgage · Conventional Mortgage ALPINE BANK
Dec 17, 2012	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jul 25, 2011	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Nov 17, 2016	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE WEST
Sep 11, 2020	Personal Representative Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Sep 11, 2020	Personal Representative Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Apr 14, 2005	Warranty Deed, Subdivision Related Transfer · Line of Credit FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Prior Sale	Apr 14, 2005 · Amount on File
Deed Document Number	2020925142
Record Updated	Jun 8, 2026

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1047 DEER TRAIL RD, MONTROSE, CO 81401-6822
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000753845
Date	Apr 18, 2006
Instrument	753845

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2036

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1047 DEER TRAIL RD, MONTROSE, CO 81401-6822
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	DRI TITLE AND ESCROW, DRI TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000841760
Date	Dec 17, 2012
Instrument	841760

Lender

Name	BANK OF THE WEST
Type	Bank
Address	MONTROSE, CO 81401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 7, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1047 DEER TRAIL RD, MONTROSE, CO 81401-6822
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000826574
Date	Jul 25, 2011
Instrument	826574

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2041

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1047 DEER TRAIL RD, MONTROSE, CO 81401-6822
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	DRI TITLE AND ESCROW, DRI TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1047 DEER TRAIL RD, MONTROSE, CO 81401-6822

Mortgage

Document Number	0000880651
Date	Nov 17, 2016
Instrument	880651

Lender

Name	BANK OF THE WEST
Type	Bank
Address	MONTROSE, CO 81401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 14, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MONTROSE CO
Recording Date	Sep 11, 2020
Property Address	1047 DEER TRAIL RD, MONTROSE, CO 81401-6822
Document Number	925142
Instrument Date	Sep 9, 2020
Instrument	925142
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1047 DEER TRAIL RD, MONTROSE, CO 81401-6822

Mortgage

Document Number	925143
Date	Sep 11, 2020
Instrument	925143

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MONTROSE CO
Recording Date	Sep 11, 2020
Property Address	1047 DEER TRAIL RD, MONTROSE, CO 81401-6822
Document Number	0000925142
Instrument Date	Sep 9, 2020
Instrument	925142
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1047 DEER TRAIL RD, MONTROSE, CO 81401-6822

Mortgage

Document Number	0000925143
Date	Sep 11, 2020
Instrument	925143

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2005: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Apr 14, 2005
Property Address	1047 DEER TRAIL RD, MONTROSE, CO 81401-6822
Document Number	0000735732
Instrument Date	Apr 12, 2005
Instrument	735732
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 24, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.06
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1047 DEER TRAIL RD, MONTROSE, CO 81401-6822

Mortgage

Document Number	0000735733
Date	Apr 14, 2005
Instrument	735733

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1047 Deer Trail Rd was $1,658, up 26.2% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,658.00 (+26.18%)	$25,270 (+38.54%)	$358,420 Land $62,000 Building $296,420
2024	$1,314.00 (+4.62%)	$18,240 (-19.82%) Land $2,790 Building $15,450
2023	$1,256.00	$22,750 Land $3,480 Building $19,270	$272,200 Land $41,600 Building $230,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1047 Deer Trail Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1047 Deer Trail Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Elevate Internet.

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