1031 Deer Trail Rd, Montrose, CO 81401 Property Records

Montrose County property record for 1031 Deer Trail Rd, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,455 sqft · built 2005
Lot Size	0.176 acres (7,648 sqft)
Owner	Individual Name on Record
Last Sale	$142,425 (May 2005)
Tax Bill	$1,421 (2025)
Deeds & Mortgages	Dec 2005 Line of Credit Oct 2008 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3767-223-07-046`

Property Details

APN / Parcel Number

Primary APN	`3767-223-07-046`
Alternative APN	`R0017487`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,455 sqft Heated Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,648 sqft (0.176 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0017487
Street Address	1031 DEER TRAIL RD
City	MONTROSE
State	CO
Zip	81401-6822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: DEER TRAIL AT CIMARRON CREEK SUBD LOT: 45
Legal Subdivision	DEER TRAIL AT CIMARRON CREEK
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2028
Census Tract	966503

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1031 DEER TRAIL RD, MONTROSE, CO 81401-6822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2005	Deed of Trust, Mortgage · Line of Credit MONTROSE FCU
Oct 14, 2008	Deed of Trust, Mortgage · Conventional Mortgage NUVISTA FCU
Nov 14, 2016	Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD
May 5, 2005	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MIT LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2005 · Amount on Record
Deed Sale	May 5, 2005 · Amount on Record
Prior Sale	Jun 26, 2004
Deed Document Number	2005736954
Record Updated	Jun 8, 2026

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1031 DEER TRAIL RD, MONTROSE, CO 81401-6822
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000747696
Date	Dec 5, 2005
Instrument	747696

Lender

Name	MONTROSE FCU
Address	MONTROSE, CO 81402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Nov 10, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1031 DEER TRAIL RD, MONTROSE, CO 81401-6822
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000795823
Date	Oct 14, 2008
Instrument	795823

Lender

Name	NUVISTA FCU
Address	MONTROSE, CO 81401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2038

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1031 DEER TRAIL RD, MONTROSE, CO 81401-6822
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000880523
Date	Nov 14, 2016
Instrument	880523

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2046

May 2005: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	May 5, 2005
Property Address	1031 DEER TRAIL RD, MONTROSE, CO 81401-6822
Document Number	0000736954
Instrument Date	Apr 29, 2005
Instrument	736954
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 24, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14.24
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 DEER TRAIL RD, MONTROSE, CO 81401-6822

Mortgage

Document Number	0000736955
Date	May 5, 2005
Instrument	736955

Lender

Name	MIT LENDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,421.00 (+35.08%)	$28,710 (+34.79%)	$407,260 (+28.13%) Land $62,000 Building $345,260
2024	$1,052.00 (+4.68%)	$21,300 (-17.82%) Land $2,860 Building $18,440
2023	$1,005.00	$25,920 Land $3,480 Building $22,440	$317,860 Land $42,620 Building $275,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Elevate Internet.

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