10421 E Underwood Rd, Acampo, CA 95220 Property Records

San Joaquin County property record for 10421 E Underwood Rd, Acampo, CA 95220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,656 sqft · built 2006
Lot Size	4.4 acres (191,664 sqft)
Owner	Trust Name on File
Last Sale	$1,150,500 (Oct 2020)
Tax Bill	$8,723 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-300-300-000`

Property Details

APN / Parcel Number

Primary APN	`007-300-300-000`
Alternative APN	`007-300-30`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,656 sqft Living Area
1st Floor Area	3,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	191,664 sqft (4.4 acres)
Garage Area	902 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	007-300-30
Street Address	10421 E UNDERWOOD RD
City	ACAMPO
State	CA
Zip	95220-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AL5
Legal Description	06-FM PT 007-300-12/PT TO 29 PER PM23-080
Legal Subdivision	UNDERWOOD TR
Legal Block	2
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LOCKEFORD
Census Block Group	2
Census Block	2008
Census Tract	4703

Owner

10421 E Underwood Rd is owner-occupied and held in a trust since October 2020.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	PO BOX 853, VICTOR, CA 95253-0853
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage BAC COMMUNITY BANK
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Oct 22, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jun 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 2, 2018	Grant Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2020 · Amount on File
Deed Sale	Oct 22, 2020 · Amount on File
Prior Sale	Oct 2, 2018 · Amount on File
Deed Document Number	2020142243
Prior Transfer Date	Jan 9, 2006
Prior Transfer Doc	0000013285
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	10421 E UNDERWOOD RD, ACAMPO, CA 95220-9523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY STOCKT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021795
Date	Feb 27, 2018
Instrument	2018-021795

Lender

Name	BAC COMMUNITY BANK
Type	Bank
Address	STOCKTON, CA 95201

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	10421 E UNDERWOOD RD, ACAMPO, CA 95220-9523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL LINK ORIGINATIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086000
Date	Aug 12, 2019
Instrument	2019-086000

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 22, 2020
Property Address	10421 E UNDERWOOD RD, ACAMPO, CA 95220-9523
Document Number	0000142243
Instrument Date	Oct 16, 2020
Instrument	142243
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,266.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 853 VICTOR CA 952530853, VICTOR, CA 95253-0853

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 3, 2020
Property Address	10421 E UNDERWOOD RD, ACAMPO, CA 95220-9523
Document Number	0000065200
Instrument Date	Oct 17, 2019
Instrument	65200
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10421 E UNDERWOOD RD ACAMPO CA 952209523, ACAMPO, CA 95220-9523

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 2, 2018
Property Address	10421 E UNDERWOOD RD, ACAMPO, CA 95220-9523
Document Number	0000109830
Map Reference	MB 23 PG 20
Instrument Date	Sep 26, 2018
Instrument	2018-109830
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10421 E UNDERWOOD RD, ACAMPO, CA 95220-9523

Mortgage

Document Number	0000109831
Date	Oct 2, 2018
Instrument	2018-109831

Lender

Name	COMMUNITY MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 10421 E Underwood Rd was $8,723 with a homeowner's exemption.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Secondary School District	Galt Joint Union High School District (09 - 12)
Elementary School District	Oak View Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,723.00
2025	$8,723.00 Homeowner's exemption	$793,439 Land $161,402 Building $632,037
2023	$8,442.00 (+4.6%) Homeowner's exemption	$762,632 Land $155,136 Building $607,496	$1,149,390
2022	$8,071.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10421 E Underwood Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10421 E Underwood Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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