San Joaquin County property record for 10284 E Underwood Rd, Acampo, CA 95220
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,910 sqft · built 1979 |
| Lot Size | 4.83 acres (210,395 sqft) |
| Owner | Trust Name on File |
| Last Sale | $850,000 (Aug 2021) |
| Tax Bill | $9,998 (2026) |
| Deeds & Mortgages | Oct 2021 Transfer Aug 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-320-230-000 |
| Primary APN | 007-320-230-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,910 sqft Living Area |
| 1st Floor Area | 2,910 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Lot Area | 210,395 sqft (4.83 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 007-320-23 |
|---|---|
| Street Address | 10284 E UNDERWOOD RD |
| City | ACAMPO |
| State | CA |
| Zip | 95220-9614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AL5 |
| Legal Description | 97-FM PT OF 007-320-05/PT TO 24 PER PM 20-113 |
| Legal Subdivision | UNDERWOOD TR |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LOCKEFORD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 4703 |
10284 E Underwood Rd, a rural home, is held in a trust since September 2021.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 10275 E UNDERWOOD RD, ACAMPO, CA 95220-9614 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2021 | Intrafamily Transfer, Transfer |
| Aug 3, 2021 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Nov 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2021 · Amount on File |
| Deed Sale | Aug 3, 2021 · Amount on File |
| Deed Document Number | 2021129830 |
| Last Transfer Date | Sep 21, 2021 |
| Transfer Doc | 0000178467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 25, 2021 |
| Property Address | 10284 E UNDERWOOD RD, ACAMPO, CA 95220-9614 |
| Document Number | 0000178467 |
| Map Reference | VOL 4 PG 9 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 2021-178467 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10275 E UNDERWOOD RD, ACAMPO, CA 95220-9614 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 3, 2021 |
| Property Address | 10284 E UNDERWOOD RD, ACAMPO, CA 95220-9614 |
| Document Number | 0000129830 |
| Map Reference | VOL 4 PG 9 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021-129830 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10275 E UNDERWOOD RD, ACAMPO, CA 95220-9614 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 10284 E UNDERWOOD RD, ACAMPO, CA 95220-9614 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|
| Document Number | 0000138383 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 2017-138383 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2026 property tax bill for 10284 E Underwood Rd was $9,998.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Elementary School District | Oak View Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,998.00 (-0.01%) | ||
| 2025 | $9,999.00 | $902,026 Land $408,565 Building $493,461 | |
| 2023 | $9,680.00 (+4.57%) | $867,000 Land $392,700 Building $474,300 | $870,570 |
| 2022 | $9,257.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10284 E Underwood Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10284 E Underwood Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Matrix Broadband.
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